12347 Huron St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12347 Huron St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,962 sqft · built 1983
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Mar 2021)
Tax Bill	$1,931 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Mar 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0884-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0884-0080`
Alternative APNs	`00460502` `460502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	1,962 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	358 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00460502
Street Address	12347 HURON ST
City	SPRING HILL
State	FL
Zip	34609-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 884 LOT 8 ORB 387 PG 95
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	884
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	40907

Owner

Source: Hernando County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12347 HURON ST, SPRING HILL, FL 34609-4040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Reverse Mortgage MAGNOLIA BANK
Mar 18, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage MAGNOLIA BANK
Jan 3, 2020	Deed of Trust, Mortgage · Reverse Mortgage MAGNOLIA BANK
Dec 23, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Feb 26, 2013 · Amount on Record
Deed Document Number	202118777
Deed Book / Page	3968 / 185
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	0039680185
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12347 HURON ST, SPRING HILL, FL 34609-4040
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12347 HURON ST, SPRING HILL, FL 34609-4040

Mortgage

Document Number	0041921720
Date	Jul 7, 2022
Book Page	4192/1720
Instrument	2022051870

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	872 Months
Due	Mar 20, 2095

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Mar 18, 2021
Property Address	12347 HURON ST, SPRING HILL, FL 34609-4040
Document Number	0039680185
Book / Page	3968 / 185
Map Reference	MB 8 PG 84-100
Instrument Date	Mar 9, 2021
Instrument	2021018777
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12347 HURON ST, SPRING HILL, FL 34609-4040

Mortgage

Document Number	3968188
Date	Mar 18, 2021
Instrument	3968/188

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Mar 20, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.2%
Type Change Date	May 1, 2021
Max Rate At Change	7.2%
Index	Other

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12347 HURON ST, SPRING HILL, FL 34609-4040
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037920040
Date	Jan 3, 2020
Book Page	3792/0040
Instrument	2020000529

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	902 Months
Due	Mar 20, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.33%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR
Margin	2
Max Rate	5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12347 HURON ST, SPRING HILL, FL 34609-4040
Document Number	0037920054
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12347 HURON ST SPRING HILL FL 346094040, SPRING HILL, FL 34609-4040

Mortgage

Document Number	0037920054
Date	Jan 3, 2020
Book Page	003792/000054
Instrument	530

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Jan 2, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.33%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,931.00 (+59.72%) Homeowner's exemption	$126,306 (+5.99%)	$233,512 (-0.08%) Land $37,500 Building $196,012
2023		$119,171 (+3%) Land $119,171
2022	$1,209.00 Homeowner's exemption	$115,700	$233,691 Land $32,000 Building $201,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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