12345 River Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 12345 River Rd, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1930
Lot Size1.02 acres (44,431 sqft)
OwnerCompany Name on Record
Tax Bill$3,026 (2024)
Deeds & MortgagesNov 2018 Transfer
Flood ZoneZone X (moderate risk)
APN29-10-35-000-001.002-018

Property Details

APN / Parcel Number

Primary APN29-10-35-000-001.002-018
Alternative APN
  • 1710350000001002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1930
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area44,431 sqft (1.02 acres)
TerrainRolling

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number1710350000001002
Street Address12345 RIVER RD
CityCARMEL
StateIN
Zip46033-9331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 1.02, SECTION 35, TOWNSHIP 18, RANGE 4
Legal Range04
Legal Township18
Legal Section35
Legal SubdivisionCLAY
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3000
Census Tract110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5899 SILAS CT, CARMEL, IN 46033-8832
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2018
Deed SaleOct 26, 2018
Record UpdatedJun 8, 2026

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateNov 7, 2018
Property Address12345 RIVER RD, CARMEL, IN 46033-9331
Document Number0000052456
Instrument DateSep 28, 2018
Instrument52456
Transaction TypeTransfer
Record UpdatedDec 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12345 RIVER RD CARMEL IN 460339331, CARMEL, IN 46033-9331

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$154,300 (+1.85%) Land $121,200 Building $33,100$154,300 (+1.85%) Land $121,200 Building $33,100
2024$3,026.00 (+23.66%)$151,500 (+24.79%) Land $121,200 Building $30,300$151,500 (+24.79%) Land $121,200 Building $30,300
2023$2,447.00 (+2.99%)$121,400 (+5.38%) Land $91,100 Building $30,300$121,400 (+5.38%) Land $91,100 Building $30,300
2022$2,376.00$115,200 Land $91,100 Building $24,100$115,200 Land $91,100 Building $24,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims33 (2005–2026)
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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