San Diego County property record for 12345 Moreno Ave, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 580 sqft · built 2006 |
| Lot Size | 7.7 acres (335,412 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000,000 (Jul 2022) |
| Tax Bill | $12,195 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-040-26-00 |
| Primary APN | 375-040-26-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 580 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 335,412 sqft |
| Street Address | 12345 MORENO AVE |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A72 |
| Legal Description | LOT 205 /EXC NLY 250 FT/ TR 000289 |
| Legal Subdivision | EL CAJON VALLEY COS LANDS |
| Legal Tract | 000289 |
| Legal Block | 1 |
| Legal Lot Number | 205 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 16902 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12345 MORENO AVE, LAKESIDE, CA 92040-1135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Jul 12, 2022 | Grant Deed, Transfer · Commercial Mortgage MARSER FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Deed Document Number | 2022285861 |
| Prior Transfer Date | Apr 2, 2008 |
| Prior Transfer Doc | 0000200128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12345 MORENO AVE, LAKESIDE, CA 92040-1135 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12345 MORENO AVE, LAKESIDE, CA 92040-1135 |
| Document Number | 0000345363 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023-0345363 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 12, 2022 |
| Property Address | 12345 MORENO AVE, LAKESIDE, CA 92040-1135 |
| Document Number | 0000285861 |
| Map Reference | MAP 289 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022-0285861 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12345 MORENO AVE, LAKESIDE, CA 92040-1135 |
| Document Number | 0000285862 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022-0285862 |
| Name | MARSER FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000285863 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022-0285863 |
| Name | BILL JO SWANSON |
|---|---|
| Type | Private Party |
| Address | 11498 E HIGHLANDS RD, HEREFORD, AZ 85615 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,000,000 (-) Land $900,000 Building $100,000 | |
| 2025 | $12,195.00 (+10.62%) | $1,000,000 (+9.53%) Land $900,000 Building $100,000 |
| 2023 | $11,024.00 (+953.92%) | $913,000 Land $821,000 Building $92,000 |
| 2022 | $1,046.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 29 (1978–2016) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Mar 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cox Communications.
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