12345 Knotty Pine Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 12345 Knotty Pine Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,113 sqft · built 1994
Lot Size	0.498 acres (21,688 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Mar 2018)
Tax Bill	$3,889 (2025)
Deeds & Mortgages	Oct 2022 Reverse Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R33-223-18-3251-0000-0060`

Property Details

APN / Parcel Number

Primary APN	`R33-223-18-3251-0000-0060`
Alternative APNs	`01252628` `1252628`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,113 sqft Living Area
Gross Area	3,174 sqft
1st Floor Area	2,113 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,688 sqft (0.498 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	390 sqft
Porch	Open Porch
Porch Area	1,425 sqft
Deck Area	75 sqft
Patio Area	478 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01252628
Street Address	12345 KNOTTY PINE CT
City	SPRING HILL
State	FL
Zip	34609-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTON HOLLOW UNIT 4 LOT 6
Legal Range	18E
Legal Township	23S
Legal Section	33
Legal Subdivision	PRESTON HOLLOW UNIT 4
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2017
Census Tract	40913

Owner

12345 Knotty Pine Ct is owned and occupied by two individuals who acquired it in October 2022.

Source: Hernando County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12345 KNOTTY PINE CT, SPRING HILL, FL 34609-9457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICE MORTGAGE
Mar 1, 2018	Warranty Deed, Transfer · Conventional Mortgage K & B CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on File
Deed Sale	Mar 1, 2018 · Amount on File
Prior Sale	Jul 24, 2015 · Amount on File
Deed Document Number	201812450
Deed Book / Page	3557 / 1978
Last Transfer Date	Oct 20, 2022
Transfer Doc	0042350717
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Oct 28, 2022
Property Address	12345 KNOTTY PINE CT, SPRING HILL, FL 34609-9457
Document Number	0042350717
Book / Page	4235 / 717
Map Reference	MB 27 PG 14&15
Instrument Date	Oct 20, 2022
Instrument	2022078701
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12345 KNOTTY PINE CT, 12345, SPRING HILL, FL 34609-9457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12345 KNOTTY PINE CT, SPRING HILL, FL 34609-9457

Mortgage

Document Number	0004235719
Date	Oct 28, 2022
Instrument	4235/719

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12345 KNOTTY PINE CT, SPRING HILL, FL 34609-9457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038820498
Date	Aug 31, 2020
Book Page	3882/498
Instrument	2020053529

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12345 KNOTTY PINE CT, SPRING HILL, FL 34609-9457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TROPIC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038411968
Date	May 20, 2020
Book Page	3841/1968
Instrument	2020030428

Lender

Name	CHOICE MORTGAGE
Type	Non-Lending Institution
Address	BOCA RATON, FL 33432

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 1, 2018
Property Address	12345 KNOTTY PINE CT, SPRING HILL, FL 34609-9457
Document Number	0035571978
Book / Page	3557 / 1978
Map Reference	MB27 PG14&15
Instrument Date	Feb 23, 2018
Instrument	2018012450
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TROPIC TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11525 BALMY BREEZES LN, 11525, PORT RICHEY, FL 34668-8323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12345 KNOTTY PINE CT, SPRING HILL, FL 34609-9457

Mortgage

Document Number	2018012451
Date	Mar 1, 2018
Instrument	2018012451

Lender

Name	K & B CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12345 Knotty Pine Ct was $3,889 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,889.00 Homeowner's exemption	$264,415	$404,383 Land $51,509 Building $352,874
2023		$249,479 Land $249,479
2022	$3,188.00		$404,773 Land $51,509 Building $353,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12345 Knotty Pine Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12345 Knotty Pine Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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