Montgomery County property record for 12343 Sandy Point Ct, Silver Spring, MD 20904 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,882 sqft · built 1986 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Aug 2019) |
| Tax Bill | $4,664 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02431468 |
| Primary APN | 05-02431468 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 692 sqft |
| Basement Area | 510 sqft |
| Finished Basement | 510 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 135 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02431468 |
|---|---|
| Street Address | 12343 SANDY POINT CT |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-1872 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CALVERTON |
| Legal Subdivision | CALVERTON |
| Legal Block | 30 |
| Legal Lot Number | 124 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 701425 |
Source: Montgomery County records · APN 05-02431468
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12343 SANDY POINT CT, SILVER SPRING, MD 20904-1872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 21, 2019 | Grant Deed, Transfer · FHA Mortgage APEX HM LNS |
| Apr 06, 2017 | Grant Deed, Transfer · Conventional with PMI STATE EMP CU/MD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | Apr 06, 2017 · Amount on Record |
| Deed Book / Page | 58044 / 70 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12343 SANDY POINT CT, SILVER SPRING, MD 20904-1872 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12343 SANDY POINT CT, SILVER SPRING, MD 20904-1872 |
| Document Number | 0625460472 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 62546/472 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Sep 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 21, 2019 |
| Property Address | 12343 SANDY POINT CT, SILVER SPRING, MD 20904-1872 |
| Document Number | 0580440070 |
| Book / Page | 058044 / 000070 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2019 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 12343 SANDY POINT CT SILVER SPRING MD 209041872, SILVER SPRING, MD 20904-1872 |
| Document Number | 580440079 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 058044/000079 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20850 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 06, 2017 |
| Property Address | 12343 SANDY POINT CT, SILVER SPRING, MD 20904-1872 |
| Document Number | 0540890172 |
| Book / Page | 054089 / 000172 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Title Company | HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12343 SANDY POINT CT SILVER SPRING MD 209041872, SILVER SPRING, MD 20904-1872 |
| Document Number | 540890178 |
|---|---|
| Date | Apr 06, 2017 |
| Book Page | 054089/000178 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,400 (+9.31%) Land $184,800 Building $289,600 | $474,400 (-) Land $184,800 Building $289,600 | |
| 2025 | $4,664.00 (+33.83%) | $434,000 (+22.88%) | $474,400 (+34.31%) Land $184,800 Building $289,600 |
| 2023 | $353,200 Land $184,800 Building $168,400 | $353,200 Land $184,800 Building $168,400 | |
| 2022 | $3,485.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317014251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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