12342 Paramount Dr, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 12342 Paramount Dr, Punta Gorda, FL 33955

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,248 sqft · built 1991
Lot Size	0.409 acres (17,849 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jan 2020)
Tax Bill	$807 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`42-23-03-232-014`

Property Details

APN / Parcel Number

Primary APN	`42-23-03-232-014`
Alternative APNs	`0102456-000000-3` `10004722659`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1991
Architectural Style	Modular
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	17,849 sqft (0.409 acres)

Exterior Amenities

Deck Area	380 sqft
Patio Area	380 sqft
Shed	1 Shed
Shed Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004722659
Old Parcel Number	01024560000003
Street Address	12342 PARAMOUNT DR
City	PUNTA GORDA
State	FL
Zip	33955-2109
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RSF3.5
Legal Description	TGA 003 0043 0012 TROPICAL GULF ACRES UN 3 BLK43 LT 12 303/624 933/1614 1019/207 1103/2050 1115/600 CT3757/1355
Legal Range	23E
Legal Township	42S
Legal Section	03
Legal Subdivision	TROPICAL GULF ACRES
Legal Block	43
Legal Lot Number	12 13
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3036
Census Tract	10505

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12342 PARAMOUNT DR, PUNTA GORDA, FL 33955-2109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	May 2, 2014 · Amount on Record
Deed Document Number	2773781
Deed Book / Page	4523 / 0077
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 2, 2020
Property Address	12342 PARAMOUNT DR, PUNTA GORDA, FL 33955-2109
Document Number	0045230077
Book / Page	4523 / 0077
Map Reference	MB 3 PG 48
Instrument Date	Dec 31, 2019
Instrument	2773781
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 89TH AVE W, 1604, ROCK ISLAND, IL 61201-7642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12342 PARAMOUNT DR, PUNTA GORDA, FL 33955-2109

Mortgage

Document Number	0045230079
Date	Jan 2, 2020
Instrument	4523/0079

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00 (-49.88%) Homeowner's exemption	$93,555 (+5.99%)	$110,067 (-7.42%) Land $30,000 Building $80,067
2023	$1,610.00 (+5.85%) Homeowner's exemption	$88,270 (+3%)	$118,888 (+11.22%) Land $29,000 Building $89,888
2022	$1,521.00 Homeowner's exemption	$85,699	$106,898 Land $24,650 Building $82,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000