12341 18 Mile Rd, Gowen, MI 49326 Property Records

Kent County property record for 12341 18 Mile Rd, Gowen, MI 49326

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,518 sqft · built 1979
Lot Size	0.292 acres (12,720 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2016)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-27-126-003`

Property Details

APN / Parcel Number

Primary APN	`41-04-27-126-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,518 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	10,290 sqft
Unfinished Basement	1,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	12,720 sqft (0.292 acres)
Lot Dimensions	105 ft deep x 128 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12341 18 MILE RD
City	GOWEN
State	MI
Zip	49326-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	L-R
Legal Description	PT OF GOVT LOT 6 COM ON S LINE THEREOF 2186.7 FT E FROM SW COR OF SEC TH E 124.1 FT M/L TO A PT 346.5 FT W FROM N&S 1/4 LINE
Legal Range	09W
Legal Township	10N
Legal Section	27
Legal Lot Number	3,6
Jurisdiction	KENT MI
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1080
Census Tract	10102

Owner

Source: Kent County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12341 18 MILE RD, GOWEN, MI 49326-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit ISABELLA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Deed Document Number	201651840
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	0000051840
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Apr 15, 2026
Property Address	12341 18 MILE RD, GOWEN, MI 49326-9426
Document Number	0000024241
Instrument Date	Apr 10, 2026
Instrument	202624241
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12341 18 MILE RD, GOWEN, MI 49326-9426
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024241,
Date	Apr 15, 2026
Instrument	202624241

Lender

Name	ISABELLA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Recording Date	Apr 15, 2026
Property Address	12341 18 MILE RD, GOWEN, MI 49326-9426
Document Number	0000024241
Instrument Date	Apr 10, 2026
Instrument	202624241
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12341 18 MILE RD, GOWEN, MI 49326-9426
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024241,
Date	Apr 15, 2026
Instrument	202624241

Lender

Name	ISABELLA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12341 18 MILE RD, GOWEN, MI 49326-9426
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018019
Date	Feb 12, 2021
Instrument	20210212-0018019

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Spencer Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,900 (+4.28%)	$467,800 (+4.28%)
2025	$2,755.00 (+221.1%) Homeowner's exemption	$224,300 (+18.93%)	$448,600 (+18.93%)
2024	$858.00 (-66.13%)
2023		$188,600	$377,200
2021	$2,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Truestream.

Cell Coverage

5G (outdoors only) and 4G LTE

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