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12340 NE 48th Loop, Oxford, FL 34484 Property Records

Sumter County property record for 12340 NE 48th Loop, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details1,426 sqft · built 2011
Lot Size0.087 acres (3,800 sqft)
OwnerIndividual Name on File
Last Sale$259,900 (Jun 2025)
Tax Bill$1,720 (2024)
Deeds & MortgagesDec 2021 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND09M112

Property Details

APN / Parcel Number

Primary APND09M112
Alternative APN
  • 1009933

Interior

Building Area1,426 sqft Heated Area

Exterior

Year BuiltBuilt 2011
Architectural StyleConventional
Construction TypeSteel Frame
Lot Area3,800 sqft (0.087 acres)
Garage Area130 sqft
PorchOpen Porch
Porch Area158 sqft

Location & Zoning

Account Number1009933
Street Address12340 NE 48TH LOOP
CityOXFORD
StateFL
Zip34484-9606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 112 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Range23E
Legal Township18S
Legal Section09
Legal SubdivisionVILLAGES OF PARKWOOD
Legal Lot Number112
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2021
Census Tract911703

Owner

12340 NE 48th Loop is owned and occupied by an individual who bought it in June 2025.

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12340 NE 48TH LOOP, OXFORD, FL 34484-9606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 1, 2018Warranty Deed, Transfer · Conventional Mortgage
FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on File
Deed SaleJun 30, 2025 · Amount on File
Prior SaleJun 1, 2018 · Amount on File
Deed Document Number202560031557
Deed Book / Page4895 / 578
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address12340 NE 48TH LOOP, OXFORD, FL 34484-9606
Transaction TypeMortgage
Record UpdatedJan 21, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12340 NE 48TH LOOP, OXFORD, FL 34484-9606

Mortgage

Document Number0041630407
DateDec 15, 2021
Book Page4163/407
Instrument202160067543
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term312 Months
DueDec 1, 2047

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateJun 1, 2018
Property Address12340 NE 48TH LOOP, OXFORD, FL 34484-9606
Document Number0034190476
Book / Page3419 / 0476
Map ReferenceMB10 PG17&17A-17F
Instrument DateMay 23, 2018
Instrument201860019851
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyADVANTAGE TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12340 NE 48TH LOOP, 12340, OXFORD, FL 34484-9606

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 N CLAY AVE APT 408, 408, LADY LAKE, FL 32159-3959

Mortgage

Document Number201860019852
DateJun 1, 2018
Instrument201860019852
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$152,290$211,210 Land $9,230 Building $201,980
2024$1,720.00 (+15.67%)
2023$1,487.00 (+3.41%) Additional exemption filed$143,690 (+3%)$204,870 (+37.31%) Land $9,230 Building $195,640
2022$1,438.00 Homeowner's exemption$139,510$149,200 Land $9,230 Building $139,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12340 NE 48th Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12340 NE 48th Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon.

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