12340 la Plata St, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12340 la Plata St, Silver Spring, MD 20904

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,187 sqft · built 1966
Lot Size	0.211 acres (9,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Oct 2022)
Tax Bill	$5,898 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-00361650`

Property Details

APN / Parcel Number

Primary APN	`05-00361650`
Alternative APN	`00361650`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,187 sqft Living Area
1st Floor Area	1,250 sqft
Basement Area	937 sqft
Finished Basement	937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,174 sqft (0.211 acres)
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00361650
Street Address	12340 LA PLATA ST
City	SILVER SPRING
State	MD
Zip	20904-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	CALVERTON
Legal Subdivision	CALVERTON
Legal Block	13
Legal Lot Number	13
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3004
Census Tract	701424

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12340 LA PLATA ST, SILVER SPRING, MD 20904-1806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
Aug 29, 2017	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 23, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 21, 2017	Grant Deed, Transfer · FHA Mortgage PROSPECT MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Book / Page	66395 / 173
Prior Transfer Date	Feb 6, 2006
Prior Transfer Doc	0318880409
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 18, 2022
Property Address	12340 LA PLATA ST, SILVER SPRING, MD 20904-1806
Document Number	0663950173
Book / Page	66395 / 173
Map Reference	MB 77 PL 7717
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12340 LA PLATA ST, SILVER SPRING, MD 20904-1806

Mortgage

Document Number	0066395179
Date	Oct 18, 2022
Instrument	66395/179

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12340 LA PLATA ST, SILVER SPRING, MD 20904-1806
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SUERTY LENDERS SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0547860273
Date	Aug 29, 2017
Book Page	54786/273

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12340 LA PLATA ST, SILVER SPRING, MD 20904-1806
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0622630394
Date	Mar 19, 2021
Book Page	62263/394

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Mar 1, 2045

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12340 LA PLATA ST, SILVER SPRING, MD 20904-1806
Document Number	0565390071
Instrument Date	Jun 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12340 LA PLATA ST SILVER SPRING MD 209041806, SILVER SPRING, MD 20904-1806

Mortgage

Document Number	0565390071
Date	Aug 29, 2018
Book Page	056539/000071

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 28, 2058

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 21, 2017
Property Address	12340 LA PLATA ST, SILVER SPRING, MD 20904-1806
Document Number	0541670474
Book / Page	054167 / 000474
Instrument Date	Oct 10, 2016
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	URBAN LENDING SOLUTIONS, URBAN LNDG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12340 LA PLATA ST SILVER SPRING MD 209041806, SILVER SPRING, MD 20904-1806

Mortgage

Document Number	541670481
Date	Apr 21, 2017
Book Page	054167/000481

Lender

Name	PROSPECT MTG LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,400 (+10.62%) Land $249,700 Building $265,700	$515,400 (-) Land $249,700 Building $265,700
2025	$5,898.00 (+12.54%)	$465,933 (+26.96%)	$515,400 (+40.44%) Land $249,700 Building $265,700
2024	$5,241.00 (+44.58%)
2023		$367,000 Land $249,700 Building $117,300	$367,000 Land $249,700 Building $117,300
2022	$3,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on la Plata St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures