1234 Thomas Way, Escondido, CA 92027 Property Records

San Diego County property record for 1234 Thomas Way, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,420 sqft · built 2013
Lot Size	0.443 acres (19,300 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Sep 2019)
Tax Bill	$7,562 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Sep 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (moderate risk)
APN	`225-061-03-00`

Property Details

APN / Parcel Number

Primary APN	`225-061-03-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,420 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	19,300 sqft (0.443 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1234 THOMAS WAY
City	ESCONDIDO
State	CA
Zip	92027-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	BLK 3 LOT 3 TR 002892
Legal Subdivision	ROSE GARDENS
Legal Tract	002892
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	20109

Owner

1234 Thomas Way is owned and occupied by two individuals who bought it in September 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1234 THOMAS WAY, ESCONDIDO, CA 92027-1541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Sep 3, 2019	Grant Deed, Transfer · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Dec 4, 2008 · Amount on File
Deed Document Number	2019379146
Prior Transfer Date	Aug 2, 2004
Prior Transfer Doc	0000731172
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1234 THOMAS WAY, ESCONDIDO, CA 92027-1541
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 THOMAS WAY, ESCONDIDO, CA 92027-1541

Mortgage

Document Number	0000176186
Date	Apr 22, 2022
Instrument	2022-0176186

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 3, 2019
Property Address	1234 THOMAS WAY, ESCONDIDO, CA 92027-1541
Document Number	0000379146
Map Reference	MAP 2892
Instrument Date	Aug 29, 2019
Instrument	2019-0379146
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1234 THOMAS WAY, ESCONDIDO, CA 92027-1541

Mortgage

Document Number	0000379147
Date	Sep 3, 2019
Instrument	2019-0379147

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1234 Thomas Way was $7,562 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$680,460 (+2%) Land $195,317 Building $485,143
2025	$7,562.00 Homeowner's exemption	$667,119 Land $191,488 Building $475,631
2023	$7,237.00 (+1.09%) Homeowner's exemption	$641,215 Land $184,053 Building $457,162
2022	$7,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1234 Thomas Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1234 Thomas Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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