1234 NE 12th St, Bend, OR 97701 Property Records

Deschutes County property record for 1234 NE 12th St, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,428 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	Trust Name on File
Last Sale	$125,000 (Mar 2006)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171233 AB 08101`

Property Details

APN / Parcel Number

Primary APN	`171233 AB 08101`
Alternative APNs	`R1001171233AB08101` `104940`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	379 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	104940
Old Parcel Number	R1001171233AB08101
Street Address	1234 NE 12TH ST
City	BEND
State	OR
Zip	97701-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:10-11 BLK:107 SUBD:FIRST ADDITION TO BEND PARK SEC/TWN/RNG/MER:SEC 33 TWN 17 RNG 12 MAP REF:171233-AB
Legal Range	12E
Legal Township	17S
Legal Section	33
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	FIRST ADDITION TO BEND PARK
Legal Block	107
Legal Lot Number	10-11
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1000
Census Tract	1801

Owner

1234 NE 12th St is owner-occupied and held in a trust since July 2019.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Trust Name on File
Mailing Address	1234 NE 12TH ST, BEND, OR 97701-4416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jan 17, 2019	Loan Modification, Mortgage HOME ST BK
Jan 31, 2018	Intrafamily Transfer, Transfer · Construction Mortgage HOMESTREET BANK
Jul 15, 2019	Quit Claim Deed, Transfer DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2006 · Amount on File
Deed Sale	Mar 31, 2006 · Amount on File
Prior Sale	Jan 31, 2018
Deed Document Number	0000022107
Last Transfer Date	Jul 15, 2019
Transfer Doc	0000024517
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1234 NE 12TH ST, BEND, OR 97701-4416
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 NE 12TH ST, BEND, OR 97701-4416

Mortgage

Document Number	0000000988
Date	Jan 7, 2022
Instrument	2022-00988

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1234 NE 12TH ST, BEND, OR 97701-4416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068044
Date	Dec 16, 2020
Instrument	2020-68044

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	1234 NE 12TH ST, BEND, OR 97701-4416
Document Number	0000003420
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1234 NE 12TH ST BEND OR 977014416, BEND, OR 97701-4416

Mortgage

Document Number	0000003420
Date	Feb 4, 2019
Instrument	3420

Lender

Name	HOME ST BK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 31, 2018
Property Address	1234 NE 12TH ST, BEND, OR 97701-4416
Document Number	0000004092
Instrument Date	Jan 30, 2018
Instrument	2018-04092
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BEND, OR 97701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 NE 12TH ST, BEND, OR 97701-4416

Mortgage

Document Number	0000004093
Date	Jan 31, 2018
Instrument	2018-04093

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 15, 2019
Property Address	1234 NE 12TH ST, BEND, OR 97701-4416
Document Number	0000024517
Instrument Date	Jan 20, 2018
Instrument	24517
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1234 NE 12TH ST BEND OR 977014416, BEND, OR 97701-4416

Tax Assessment & Valuation

The 2025 property tax bill for 1234 NE 12th St was $4,560, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,560.00 (+3.94%)	$269,920 (+3%)	$783,690 (+1.99%) Land $258,530 Building $525,160
2024	$4,387.00 (+7.87%)	$262,060 (+3%)	$768,390 (-) Land $258,530 Building $509,860
2023	$4,067.00	$254,430	$768,390 Land $258,530 Building $509,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1234 NE 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1234 NE 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Vero Fiber, Webformix.

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