1234 N Bridge St, Elkin, NC 28621 Property Records

Surry County property record for 1234 N Bridge St, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,112 sqft · built 1928
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Dec 2025)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Dec 2025 Sale Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4952-18-40-0437`

Property Details

APN / Parcel Number

Primary APN	`4952-18-40-0437`
Alternative APNs	`100093022` `100125467` `100111849`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	4,270 sqft
Basement Area	3,714 sqft
Unfinished Basement	3,714 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100111849
Street Address	1234 N BRIDGE ST
City	ELKIN
State	NC
Zip	28621-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB
Legal Description	1234 N BRIDGE ST
Legal Subdivision	ELKIN- N BRIDGE ST
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	2
Census Block	2019
Census Tract	930901

Owner

Source: Surry County assessment roll, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 ARGONNE ST, ELKIN, NC 28621-3002
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC BAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Feb 20, 2024 · Amount on Record
Deed Document Number	2025730035
Deed Book / Page	1957 / 512
Prior Transfer Date	Feb 23, 2015
Prior Transfer Doc	01510/0445
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 15, 2025
Property Address	1234 N BRIDGE ST, ELKIN, NC 28621-2302
Document Number	001957/512
Book / Page	1957 / 512
Instrument Date	Dec 8, 2025
Instrument	730035
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ARGONNE ST, ELKIN, NC 28621-3002

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 20, 2024
Property Address	1234 N BRIDGE ST, ELKIN, NC 28621-2302
Document Number	001884/428
Book / Page	1884 / 428
Instrument Date	Feb 20, 2024
Instrument	713289
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 S EDGEDALE DR, ELKIN, NC 28621-2951

Mortgage

Document Number	001884/432
Date	Feb 20, 2024
Book Page	1884/432
Instrument	713290

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 22, 2022
Property Address	1234 N BRIDGE ST, ELKIN, NC 28621-2302
Document Number	001840/643
Book / Page	1840 / 643
Instrument Date	Dec 22, 2022
Instrument	701932
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1234 N BRIDGE ST, ELKIN, NC 28621-2302

Mortgage

Document Number	0000701933
Date	Dec 22, 2022
Instrument	701933

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001840/669
Date	Dec 22, 2022
Book Page	1840/669
Instrument	701934

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Surry County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (+39.84%)	$186,870 (+17.02%) Land $79,280 Building $107,590	$186,870 (+17.02%) Land $79,280 Building $107,590
2023	$881.00	$159,690 Land $73,210 Building $86,480	$159,690 Land $73,210 Building $86,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Surry Telephone Membership.

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