1234 Lone Oak Rd, West Point, MS 39773 Property Records

Clay County property record for 1234 Lone Oak Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,289 sqft · built 1995
Lot Size	2.06 acres (90,169 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062 05 0041600`

Property Details

APN / Parcel Number

Primary APN	`062 05 0041600`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	1,289 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	90,169 sqft (2.06 acres)
Utility Building	288 sqft

Location & Zoning

Street Address	1234 LONE OAK RD
City	WEST POINT
State	MS
Zip	39773-8932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S O5 T 17 R 06 PT SW 1/4 SW 1/4
Jurisdiction	CLAY MS
Township / Civil Division	4
Census Block Group	4
Census Block	4041
Census Tract	950100

Owner

Source: Clay County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1234 LONE OAK RD, WEST POINT, MS 39773-8932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 1995
Deed Sale	Sep 11, 1995
Deed Document Number	0000207357
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	1234 LONE OAK RD, WEST POINT, MS 39773-8932
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	523/83
Date	Jun 3, 2020
Book Page	523/83
Instrument	2020003102

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$7,218 (-) Land $1,459 Building $5,759	$72,181 (-) Land $14,593 Building $57,588
2023	$7,218 Land $1,459 Building $5,759	$72,181 Land $14,593 Building $57,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2004–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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