1234 Howell St, Missoula, MT 59802 Property Records

Missoula County property record for 1234 Howell St, Missoula, MT 59802

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,200 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2020)
Tax Bill	$4,029 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R044539`

Property Details

APN / Parcel Number

Primary APN	`R044539`
Alternative APNs	`04-2200-16-3-34-01-0000` `0000145501` `R0445390` `0145501`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	600 sqft
2nd Floor Area	600 sqft
Upper Floors Area	450 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	130 ft deep x 60 ft wide
View / Lot	Neighborhood
Porch	Enclosed Frame Porch
Porch Area	336 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000145501
Street Address	1234 HOWELL ST
City	MISSOULA
State	MT
Zip	59802-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 52, LOT 11A, 3900 SQUARE FEET
Legal Range	19W
Legal Township	13N
Legal Section	16
Legal Subdivision	SCHOOL ADDITION
Legal Block	52
Legal Lot Number	11A
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2005
Census Tract	203

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1234 HOWELL ST, MISSOULA, MT 59802-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Feb 23, 2017	Grant Deed, Transfer VALLEY BK/RONAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	202018192
Deed Book / Page	1037 / 22
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	0007590347
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Aug 14, 2020
Property Address	1234 HOWELL ST, MISSOULA, MT 59802-2330
Document Number	0010370022
Book / Page	1037 / 22
Instrument Date	Jul 29, 2020
Instrument	202018192
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1234 HOWELL ST, MISSOULA, MT 59802-2330

Mortgage

Document Number	202018193
Date	Aug 14, 2020
Instrument	202018193

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 31, 2018
Property Address	1234 HOWELL ST, MISSOULA, MT 59802-2330
Document Number	0010000249
Book / Page	1000 / 0249
Instrument Date	Jul 31, 2018
Instrument	201812633
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 8333, MISSOULA, MT 59807-8333

Mortgage

Document Number	201812634
Date	Jul 31, 2018
Instrument	201812634

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MISSOULA MT
Recording Date	Feb 23, 2017
Property Address	1234 HOWELL ST, MISSOULA, MT 59802-2330
Document Number	0009750337
Book / Page	000975 / 000337
Instrument Date	Feb 23, 2017
Instrument	3279
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	TITLE SERVICES, INC.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 374 ARLEE MT 598210374, ARLEE, MT 59821-0374

Mortgage

Document Number	9750338
Date	Feb 23, 2017
Book Page	000975/000338
Instrument	3280

Lender

Name	VALLEY BK/RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 22, 2032

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,100 (-) Land $173,160 Building $296,940	$470,100 (-) Land $173,160 Building $296,940
2025	$4,029.00 (-18.44%)	$470,100 (+14.57%)	$470,100 (+14.57%) Land $173,160 Building $296,940
2023	$4,940.00	$410,300	$410,300 Land $103,455 Building $306,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, CenturyLink.

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