Westchester County and Yorktown Town property record for 1234 E Main St, Shrub Oak, NY 10588
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,360 sqft · built 1920 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,379 (Mar 2014) |
| Tax Bill | $5,906 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 555400 16.10-2-78 |
| Primary APN | 555400 16.10-2-78 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 94 sqft |
| 2nd Floor Area | 1,266 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Account Number | 1204500 |
|---|---|
| Street Address | 1234 E MAIN ST |
| City | SHRUB OAK |
| State | NY |
| Zip | 10588-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-20 |
| Legal Block | 2 |
| Legal Lot Number | 78.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | YORKTOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14812 |
1234 E Main St is owned and occupied by two individuals who bought it in March 2014.
Source: Westchester County and Yorktown Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1234 E MAIN ST, SHRUB OAK, NY 10588-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2014 · Amount on File |
| Deed Sale | Mar 26, 2014 · Amount on File |
| Deed Document Number | 2014540783266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 1234 E MAIN ST, SHRUB OAK, NY 10588-1424 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1234 E MAIN ST, SHRUB OAK, NY 10588-1424 |
| Document Number | 0613213415 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 613213415 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2036 |
The 2026 property tax bill for 1234 E Main St was $5,906 with a homeowner's exemption, down 90.9% from the year before.
Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Yorktown Town |
| Unified School District | Lakeland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,906.00 (-90.95%) Homeowner's exemption | ||
| 2025 | $65,242.00 | $4,200 (-) Land $850 Building $3,350 | $262,500 (+10.62%) Land $53,125 Building $209,375 |
| 2024 | Homeowner's exemption | $4,200 (-) Land $850 Building $3,350 | $237,289 (-2.82%) Land $48,023 Building $189,266 |
| 2023 | $4,200 Land $850 Building $3,350 | $244,186 Land $49,419 Building $194,767 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1234 E Main St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (2011–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1234 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORKTOWN CONSOLD. WATER DIST.#1 serves 36,000 people · EPA ID NY5903469 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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