Whatcom County property record for 1234 E Laurel Rd, Bellingham, WA 98226
| Property Type | Ranch |
|---|---|
| Details | 3 bd · 2 ba · 3,484 sqft |
| Lot Size | 22 acres (961,369 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,562 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390321-478308-0000 |
| Primary APN | 390321-478308-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,484 sqft Gross Area |
| 1st Floor Area | 2,501 sqft |
| Effective Year Built | Effective 2008 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 961,369 sqft (22 acres) |
| Garage Type | Attached |
| Garage Area | 983 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 604 sqft |
| Storage Building | 3,360 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 103667 |
|---|---|
| Street Address | 1234 E LAUREL RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7411 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | R5A |
| Legal Description | TR IN E 1/2 NE DAF-BEAP 1320 FT S OF NW COR OF E 1/2 NE-TH S 1320 FT TO SW COR OF E 1/2 NE-TH E 1320 FT TO SE COR OF E 1/2 NE-TH N ALG E LI 725 FT-TH NWLY IN A DIRECT LI TO POB-LESS RDS-EXC W 351 FT AS MEAS BY A LI DRAWN PAR TO-351 FT E OFW LI OF ABO |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 21 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10701 |
1234 E Laurel Rd, an agricultural property, is owned by two individuals.
Source: Whatcom County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1234 E LAUREL RD, BELLINGHAM, WA 98226-7411 |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Nov 8, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC |
| Nov 29, 2017 | Deed of Trust, Mortgage BANK OF PACIFIC |
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE PACIFIC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1234 E LAUREL RD, BELLINGHAM, WA 98226-7411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001200094 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025-1200094 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1234 E LAUREL RD, BELLINGHAM, WA 98226-7411 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0001101191 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021-1101191 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1234 E LAUREL RD, BELLINGHAM, WA 98226-7411 |
| Document Number | 2171200514 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1234 E LAUREL RD BELLINGHAM WA 982267411, BELLINGHAM, WA 98226-7411 |
| Document Number | 2171200514 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 1200514 |
| Name | BANK OF PACIFIC |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1234 E LAUREL RD, BELLINGHAM, WA 98226-7411 |
| Document Number | 2170300369 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1234 E LAUREL RD BELLINGHAM WA 982267411, BELLINGHAM, WA 98226-7411 |
| Document Number | 2170300369 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 300369 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1234 E Laurel Rd was $6,562, up 4.7% from the year before.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,562.00 (+4.72%) | ||
| 2025 | $6,266.00 | $1,008,046 Land $330,850 Building $677,196 | $1,008,046 Land $330,850 Building $677,196 |
| 2022 | $639,620 Land $67,582 Building $572,038 | $1,207,092 Land $635,054 Building $572,038 | |
| 2021 | $4,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1234 E Laurel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1234 E Laurel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMMI ROAD WATER ASSOCIATION private · serves 236 people · EPA ID WA5332350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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