Oakland County property record for 1234 E Commerce St, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 969 sqft · built 1973 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Apr 2025) |
| Tax Bill | $1,670 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-11-204-025 |
| Primary APN | LM-16-11-204-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 969 sqft Living Area |
| 1st Floor Area | 969 sqft |
| Basement Area | 969 sqft |
| Unfinished Basement | 969 sqft |
| Game Room | Game Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 166 sqft |
| Patio Area | 386 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1234 E COMMERCE ST |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 11 PEACH HILL SUB N 10 FT OF LOT 14, ALSO LOT 15 EXC N 10 FT |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | PEACH HILL SUB |
| Legal Lot Number | 14-15 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 132500 |
Source: Oakland County records · APN LM-16-11-204-025
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1347 E DAWSON RD, MILFORD, MI 48381-3033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 25, 2025 | Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Nov 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Feb 22, 2021 | Intrafamily Transfer, Transfer |
| Nov 08, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Deed Document Number | 202549391 |
| Deed Book / Page | 60150 / 882 |
| Prior Transfer Date | Apr 17, 2025 |
| Prior Transfer Doc | 0000049391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1234 E COMMERCE ST, MILFORD, MI 48381-1736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1234 E COMMERCE ST, MILFORD, MI 48381-1736 |
| Document Number | 20260028639 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 61003/59 |
| Instrument | 20260028639 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 25, 2025 |
| Property Address | 1234 E COMMERCE ST, MILFORD, MI 48381-1736 |
| Document Number | 0000049391 |
| Book / Page | 60150 / 882 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 49391 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ROSE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1234 E COMMERCE ST, MILFORD, MI 48381-1736 |
| Name | Verified Name |
|---|---|
| Address | 1347 E DAWSON RD, MILFORD, MI 48381-3033 |
| Document Number | 0060150884 |
|---|---|
| Date | Apr 25, 2025 |
| Instrument | 60150/884 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1234 E COMMERCE ST, MILFORD, MI 48381-1736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1234 E COMMERCE ST, MILFORD, MI 48381-1736 |
| Document Number | 0000129182 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 59030/359 |
| Instrument | 129182 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 27, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 22, 2021 |
| Property Address | 1234 E COMMERCE ST, MILFORD, MI 48381-1736 |
| Document Number | 0000046121 |
| Book / Page | 55745 / 393 |
| Instrument Date | Nov 04, 2020 |
| Instrument | 46121 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6004 EASTBROOKE, WEST BLOOMFIELD, MI 48322-1000 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 08, 2019 |
| Property Address | 1234 E COMMERCE ST, MILFORD, MI 48381-1736 |
| Document Number | 0000187451 |
| Book / Page | 053484 / 000274 |
| Instrument Date | Apr 24, 2007 |
| Instrument | 187451 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1234 E COMMERCE ST MILFORD MI 483811736, MILFORD, MI 48381-1736 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,670.00 (-10.46%) Homeowner's exemption | $121,010 (+10.44%) | $242,020 (+10.44%) |
| 2024 | $1,865.00 (+24.5%) | ||
| 2023 | $109,570 | $219,140 | |
| 2021 | $1,498.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.Net Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 425 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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