1234 Caminito Graciela, Encinitas, CA 92024 Property Records

San Diego County property record for 1234 Caminito Graciela, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,917 sqft · built 1988
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$508,000 (May 1988)
Tax Bill$12,761 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN264-162-17-00

Property Details

APN / Parcel Number

Primary APN264-162-17-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area3,917 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood
Roof MaterialWood Shingle
Lot Area43,560 sqft
View / LotGood
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1234 CAMINITO GRACIELA
CityENCINITAS
StateCA
Zip92024-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 55 TR 009051
Legal SubdivisionENCINITAS 3494-1
Legal Tract009051
Legal Block2
Legal Lot Number55
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2007
Census Tract17111

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1234 CAMINITO GRACIELA, ENCINITAS, CA 92024-7002
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 1988 · Amount on Record
Deed SaleMay 18, 1988 · Amount on Record
Prior SaleFeb 25, 1987 · Amount on Record
Deed Document Number1988232342
Last Transfer DateSep 27, 2011
Transfer Doc0000516709
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1234 CAMINITO GRACIELA, ENCINITAS, CA 92024-7002
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1234 CAMINITO GRACIELA, ENCINITAS, CA 92024-7002

Mortgage

Document Number0000690111
DateOct 1, 2021
Instrument2021-0690111
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1234 CAMINITO GRACIELA, ENCINITAS, CA 92024-7002
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000254948
DateMay 20, 2020
Instrument2020-0254948
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,023,937 (+2%) Land $390,463 Building $633,474
2025$12,761.00 (+6.85%) Homeowner's exemption$1,003,860 (+4.04%) Land $382,807 Building $621,053
2023$11,943.00 (+1.73%) Homeowner's exemption$964,881 Land $367,943 Building $596,938
2022$11,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2010–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL
100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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