Marion County property record for 12339 SE 176th Loop, Summerfield, FL 34491
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 2005 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $172,900 (Jul 2014) |
| Tax Bill | $2,531 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6270-206-009 |
| Primary APN | 6270-206-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Gross Area | 2,307 sqft |
| 1st Floor Area | 1,480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 107 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 526 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Vinyl Porch |
|---|---|
| Porch Area | 158 sqft |
| Patio Area | 143 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 12339 SE 176TH LOOP |
|---|---|
| City | SUMMERFIELD |
| State | FL |
| Zip | 34491-8087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SEC 31 TWP 17 RGE 24 PLAT BOOK 008 PAGES 086 EASTRIDGE AT STONECREST UNIT II LOT 9 BLK F |
| Legal Range | 24E |
| Legal Township | 17S |
| Legal Section | 31 |
| Legal Subdivision | EASTRIDGE AT STONECREST UNIT II |
| Legal Block | F |
| Legal Lot Number | 9 |
| Jurisdiction | MARION FL |
| Township / Civil Division | BELLEVIEW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 706 |
Source: Marion County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 12339 SE 176TH LOOP, SUMMERFIELD, FL 34491-8087 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed of Trust, Mortgage | |
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2014 · Amount on Record |
| Deed Sale | Jul 3, 2014 · Amount on Record |
| Prior Sale | Jun 22, 2005 · Amount on Record |
| Deed Document Number | 201463067 |
| Deed Book / Page | 6063 / 656 |
| Last Transfer Date | Oct 5, 2021 |
| Transfer Doc | 0076041463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 12339 SE 176TH LOOP, SUMMERFIELD, FL 34491-8087 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12339 SE 176TH LOOP, SUMMERFIELD, FL 34491-8087 |
| Document Number | 0084500361 |
|---|---|
| Date | Oct 22, 2024 |
| Book Page | 8450/361 |
| Instrument | 2024138501 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53045 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 12339 SE 176TH LOOP, SUMMERFIELD, FL 34491-8087 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12339 SE 176TH LOOP, SUMMERFIELD, FL 34491-8087 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 12339 SE 176TH LOOP, SUMMERFIELD, FL 34491-8087 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 12339 SE 176TH LOOP, SUMMERFIELD, FL 34491-8087 |
| Document Number | 0074810262 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 7481/262 |
| Instrument | 2021075655 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,531.00 (+13.86%) Homeowner's exemption | $171,544 (+5.99%) | $244,965 (-0.68%) Land $36,900 Building $208,065 |
| 2023 | $2,223.00 (+3.16%) Homeowner's exemption | $161,853 (+3%) Land $36,900 Building $124,953 | $246,650 (+9.92%) Land $36,900 Building $209,750 |
| 2022 | $2,155.00 Homeowner's exemption | $157,139 | $224,381 Land $34,900 Building $189,481 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST SIDE CONSOLIDATED public/private · serves 40,251 people · EPA ID FL3424897 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Zito Media Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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