12339 Cooper Rd, Holt, FL 32564 Property Records

Santa Rosa County property record for 12339 Cooper Rd, Holt, FL 32564

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,216 sqft · built 1999
Lot Size	4.9 acres (213,444 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Apr 2026)
Tax Bill	$449 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-2N-26-0000-00604-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2N-26-0000-00604-0000`
Alternative APN	`N262240000006040000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,588 sqft
1st Floor Area	1,216 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	213,444 sqft (4.9 acres)
View / Lot	Mobile Home

Exterior Amenities

Porch	Open Porch
Porch Area	276 sqft
Deck Area	96 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12339 COOPER RD
City	HOLT
State	FL
Zip	32564-9494
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATED FOR 2024 COM SE CORN OF NW4 THN N8911'04 W 660.93 FT TO POB & CONT 330.46 FT THN N050'14E 645. 86 FT THN S8911'21E 330.39 FT THN S049'52W 645.90 FT TO POB AS DES IN OR 1601 PG 1102 & AS DES IN OR 4443 PG 44 LESS MIN RGHTS &
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HAROLD
Census Block Group	3
Census Block	3005
Census Tract	10808

Owner

12339 Cooper Rd, a mobile home, is owned by an individual who bought it in April 2026.

Source: Santa Rosa County records, as of April 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5714 CALVARY CHURCH RD, MILTON, FL 32570-9426
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Apr 6, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Sep 4, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 16, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Deed Document Number	202616691
Deed Book / Page	4728 / 53
Prior Transfer Date	Oct 16, 2023
Prior Transfer Doc	0044430044
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 6, 2026
Property Address	12339 COOPER RD, HOLT, FL 32564-9494
Document Number	0000016691
Book / Page	4728 / 53
Instrument Date	Apr 1, 2026
Instrument	202616691
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	SUN REALTY TITLE, SUNBELT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5714 CALVARY CHURCH RD, MILTON, FL 32570-9426

Mortgage

Document Number	0000016692,
Date	Apr 6, 2026
Instrument	202616692

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 6, 2026
Property Address	12339 COOPER RD, HOLT, FL 32564-9494
Document Number	0047280053
Book / Page	4728 / 53
Instrument Date	Apr 1, 2026
Instrument	202616691
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	SUNBELT TITLE COMPANY, SUNBELT TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5714 CALVARY CHURCH RD, MILTON, FL 32570-9426

Mortgage

Document Number	0000016692,
Date	Apr 6, 2026
Instrument	202616692

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 4, 2025
Property Address	12339 COOPER RD, HOLT, FL 32564-9494
Document Number	0046541436
Book / Page	4654 / 1436
Instrument Date	Sep 2, 2025
Instrument	202541094
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5714 CALVARY CHURCH RD, MILTON, FL 32570-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5714 CALVARY CHURCH RD, MILTON, FL 32570-9426

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 16, 2023
Property Address	HOLT, FL 32564
Document Number	0044430044
Book / Page	4443 / 44
Instrument Date	Oct 16, 2023
Instrument	202346711
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12339 CORP RD, HOLT, FL 32564

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,181 (+89.63%) Land $46,305 Building $67,876	$114,181 (+1.51%) Land $46,305 Building $67,876
2024	$449.00 Homeowner's exemption	$60,211	$112,488 Land $46,305 Building $66,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12339 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12339 Cooper Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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