Lake County property record for 12338 Endless Waters Rd, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 576 sqft · built 1992 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $166,250 (Oct 2025) |
| Tax Bill | $1,015 (2026) |
| Deeds & Mortgages | Oct 2025 Foreclosure |
| APN | 28-6274-27200 |
| Primary APN | 28-6274-27200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 576 sqft Gross Area |
| 1st Floor Area | 576 sqft |
| Utility Area | 128 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 111,514 sqft (2.56 acres) |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio |
| Porch Area | 128 sqft |
| Deck Area | 56 sqft |
| Lean-To | 96 sqft |
| Sauna | Sauna |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Wood |
| Street Address | 12338 ENDLESS WATERS RD |
|---|---|
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT F |
| Legal Range | 11W |
| Legal Township | 62N |
| Legal Section | 27 |
| Legal Subdivision | ENDLESS WATER |
| Legal Lot Number | F |
| Jurisdiction | LAKE MN |
| Township / Civil Division | FALL LAKE |
| Census Block Group | 1 |
| Census Block | 1248 |
| Census Tract | 370101 |
12338 Endless Waters Rd, a residential property, is owned by two individuals who bought it in October 2025.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26056 COUNTY HIGHWAY 34, PAYNESVILLE, MN 56362-9662 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on File |
| Deed Sale | Oct 15, 2025 · Amount on File |
| Prior Sale | Apr 24, 2012 · Amount on File |
| Deed Document Number | 20251815828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Oct 16, 2025 |
| Property Address | 12338 ENDLESS WATERS RD, ELY, MN 55731 |
| Document Number | A000207115 |
| Instrument Date | Oct 3, 2025 |
| Instrument | A000207115 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26056 COUNTY ROAD 34, PAYNESVILLE, MN 56362-4639 |
| Document Number | A000207116 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | A000207116 |
| Name | MAGNIFI FINANCIAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
The 2026 property tax bill for 12338 Endless Waters Rd was $1,015, down 10.8% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Fall Lake Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,015.00 (-10.81%) | $153,500 (-2.91%) Land $46,900 Building $106,600 | $153,500 (-2.91%) Land $46,900 Building $106,600 |
| 2025 | $1,138.00 | $158,100 Land $38,300 Building $119,800 | $158,100 Land $38,300 Building $119,800 |
| 2023 | $165,600 Land $37,000 Building $128,600 | $165,600 Land $37,000 Building $128,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 12338 Endless Waters Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12338 Endless Waters Rd is high, ranking above 78% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 92% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Treehouse Broadband Fixed Wireless | 598 / 196 |
5G and 4G LTE (outdoors only)
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