Lake County property record for 12337 Rippling Waters Rd, Bigfork, MT 59911
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 15.7 acres (684,676 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $64 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R612539 |
| Primary APN | R612539 |
|---|---|
| Alternative APNs |
|
| Lot Area | 684,676 sqft (15.7 acres) |
|---|
| Account Number | 0000016813 |
|---|---|
| Street Address | 12337 RIPPLING WATERS RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6769 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | S11, T26 N, R19 W, C.O.S. 6649, PARCEL A, ACRES 15.718, IN NWNW & GOV LT 2 |
| Legal Range | 19W |
| Legal Township | 26N |
| Legal Section | 11 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 100 |
12337 Rippling Waters Rd, agricultural vacant land, is owned by two individuals who acquired it in October 2023.
Source: Lake County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 5612, KALISPELL, MT 59903-5612 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 20, 2023 |
| Transfer Doc | 0000613452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 12337 RIPPLING WATERS RD, BIGFORK, MT 59911-6769 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12337 RIPPLING WATERS RD, BIGFORK, MT 59911-6769 |
| Document Number | 0000635696 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 635696 |
| Name | STOCKMAN BANK OF MONTANA |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 12337 Rippling Waters Rd was $64, up 18.5% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64.00 (+18.52%) | $10,506 (-) | |
| 2025 | $54.00 | $10,506 | $10,506 Land $10,506 |
| 2023 | $52.00 | $12,453 | $14,221 Land $14,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12337 Rippling Waters Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12337 Rippling Waters Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 59% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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