Hillsborough County property record for 12331 Ter Bluff St, Riverview, FL 33579 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,640 sqft · built 2023 |
| Lot Size | 0.101 acres (4,399 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Oct 2023) |
| Tax Bill | $8,347 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 077436-3786 |
| Primary APN | 077436-3786 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 3,432 sqft |
| 1st Floor Area | 1,033 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,399 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0774363786 |
|---|---|
| Street Address | 12331 TERRACE BLUFF ST |
| City | RIVERVIEW |
| State | FL |
| Zip | 33579-7772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD SOUTH LOT 46 BLOCK 9 |
| Legal Subdivision | RIDGEWOOD SOUTH |
| Legal Block | 9 |
| Legal Lot Number | 46 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13915 |
Source: Hillsborough County records · APN 077436-3786
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12331 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Oct 04, 2023 | Special Warranty Deed, Transfer · FHA Mortgage HOME SOLUTION LENDERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2023 · Amount on Record |
| Deed Sale | Oct 04, 2023 · Amount on Record |
| Deed Document Number | 2023443882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12331 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12331 TERRACE BLUFF ST T, T, RIVERVIEW, FL 33579-7772 |
| Document Number | 0000230297 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 2025230297 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MONTCALM, WV 24737 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Nov 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 04, 2023 |
| Property Address | 12331 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772 |
| Document Number | 0000443882 |
| Map Reference | MB 144 PG 19 |
| Instrument Date | Oct 03, 2023 |
| Instrument | 2023443882 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 12331 TERRACE BLUFF ST, RIVERVIEW, FL 33579-7772 |
| Document Number | 0000443883 |
|---|---|
| Date | Oct 04, 2023 |
| Instrument | 2023443883 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,347.00 (+271.47%) Homeowner's exemption | $334,906 (+7,511.5%) Land $66,352 Building $268,554 | $334,906 (+7,511.5%) Land $66,352 Building $268,554 |
| 2023 | $2,247.00 | $4,400 Land $4,400 | $4,400 Land $4,400 |
Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 518 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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