Jackson County property record for 12331 Summit St, Kansas City, MO 64145
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,880 sqft · built 1987 |
| Lot Size | 0.447 acres (19,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Jul 2004) |
| Tax Bill | $11,130 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-910-03-07 |
| Primary APN | 65-910-03-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,880 sqft Living Area |
| 1st Floor Area | 1,841 sqft |
| Basement Area | 2,317 sqft |
| Finished Basement | 1,488 sqft |
| Unfinished Basement | 829 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 19,451 sqft (0.447 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1030937 |
|---|---|
| Street Address | 12331 SUMMIT ST |
| City | KANSAS CITY |
| State | MO |
| Zip | 64145-1593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBER TRACE 1ST PLAT LOT 55 |
| Legal Subdivision | TIMBER TRACE 1ST PLAT |
| Legal Block | 2 |
| Legal Lot Number | 55 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | KAW |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13407 |
12331 Summit St is owned and occupied by two individuals who acquired it in August 2007.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12331 SUMMIT ST, KANSAS CITY, MO 64145-1593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRY CLUB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2004 · Amount on File |
| Deed Sale | Jul 2, 2004 · Amount on File |
| Deed Document Number | 200444148 |
| Last Transfer Date | Aug 14, 2007 |
| Transfer Doc | 00E0112592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 12331 SUMMIT ST, KANSAS CITY, MO 64145-1593 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | SECURITY ABSTRACT, SECURITY 1ST |
| Name | Verified Name |
|---|---|
| Address | 12331 SUMMIT ST, KANSAS CITY, MO 64145-1593 |
| Document Number | 00E0011620 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026E0011620 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 12331 SUMMIT ST, KANSAS CITY, MO 64145-1593 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | AUSTIN TITLE, ATC |
| Name | Verified Name |
|---|
| Document Number | 00E0018777 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021E0018777 |
| Name | COUNTRY CLUB BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 12331 Summit St was $11,130, up % from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Kansas City |
| Unified School District | Grandview C-4 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,335 (-) Land $16,302 Building $128,033 | $759,660 (-) | |
| 2025 | $11,130.00 (+0.04%) | $144,335 Land $16,302 Building $128,033 | $759,660 |
| 2024 | $11,126.00 (+1.82%) | ||
| 2023 | $10,927.00 | $131,100 Land $11,079 Building $120,021 | $690,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12331 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12331 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KANSAS CITY PWS serves 553,295 people · EPA ID MO1010415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Mar 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Everfast Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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