12331 Shell Beach Trl, Jacksonville, FL 32246 Property Records

Duval County property record for 12331 Shell Beach Trl, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,076 sqft · built 1997
Lot Size	0.344 acres (14,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,500 (Jul 1997)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`165268-0145`

Property Details

APN / Parcel Number

Primary APN	`165268-0145`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	2,076 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,975 sqft (0.344 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12331 SHELL BEACH TRL
City	JACKSONVILLE
State	FL
Zip	32246-7097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	46-38 22-2S-28E BRIGHTON BAY UNIT 01 LOT 8
Legal Range	28E
Legal Township	02S
Legal Section	22
Legal Subdivision	BRIGHTON BAY UNIT 01
Legal Lot Number	8
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1005
Census Tract	14340

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12331 SHELL BEACH TRL, JACKSONVILLE, FL 32246-7097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 1997 · Amount on Record
Deed Sale	Jul 3, 1997 · Amount on Record
Prior Sale	Mar 8, 1995 · Amount on Record
Deed Document Number	1997147871
Deed Book / Page	8663 / 1575
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12331 SHELL BEACH TRL, JACKSONVILLE, FL 32246-7097
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12331 SHELL BEACH TRL, JACKSONVILLE, FL 32246-7097

Mortgage

Document Number	0199781339
Date	Oct 27, 2021
Book Page	19978/1339
Instrument	2021282749

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12331 SHELL BEACH TRL, JACKSONVILLE, FL 32246-7097
Document Number	0190170980
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12331 SHELL BEACH TRL #TRI JACKSONVILLE FL 322467097, JACKSONVILLE, FL 32246-7097

Mortgage

Document Number	0190170980
Date	Nov 25, 2019
Book Page	019017/000980
Instrument	272257

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,566 (+2.7%)	$399,584 (+8.31%) Land $156,273 Building $243,311
2025	$3,266.00 (+8.22%) Homeowner's exemption	$205,031 (+5.99%)	$368,943 (-1.26%) Land $145,000 Building $223,943
2024	$3,018.00 (+3%)
2023	$2,930.00 (+9.45%) Homeowner's exemption	$193,450 (+3%)	$373,649 (+10.96%) Land $110,000 Building $263,649
2022	$2,677.00 Homeowner's exemption	$187,816	$336,727 Land $80,000 Building $256,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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