12331 Field Bluff Rd, Jacksonville, FL 32223 Property Records

Duval County property record for 12331 Field Bluff Rd, Jacksonville, FL 32223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1993
Lot Size	0.232 acres (10,113 sqft)
Owner	2 Individual Names on File
Last Sale	$245,900 (May 2018)
Tax Bill	$3,909 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158094-0145`

Property Details

APN / Parcel Number

Primary APN	`158094-0145`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,848 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,113 sqft (0.232 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	56 sqft
Deck Area	180 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12331 FIELD BLUFF RD
City	JACKSONVILLE
State	FL
Zip	32223-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-90
Legal Description	46-79 16-4S-27E OLDFIELD BLUFF LOT 8
Legal Range	27E
Legal Township	04S
Legal Section	16
Legal Subdivision	OLDFIELD BLUFF
Legal Lot Number	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3003
Census Tract	16803

Owner

12331 Field Bluff Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12331 FIELD BLUFF RD, JACKSONVILLE, FL 32223-2026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
May 23, 2018	Warranty Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2018 · Amount on File
Deed Sale	May 23, 2018 · Amount on File
Prior Sale	Jun 10, 2015 · Amount on File
Deed Document Number	2018122457
Deed Book / Page	18397 / 620
Prior Transfer Date	Feb 27, 2009
Prior Transfer Doc	0147971263
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12331 FIELD BLUFF RD, JACKSONVILLE, FL 32223-2026
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12331 FIELD BLUFF RD, JACKSONVILLE, FL 32223-2026

Mortgage

Document Number	0200522324
Date	Dec 9, 2021
Book Page	20052/2324
Instrument	2021326579

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	318 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 23, 2018
Property Address	12331 FIELD BLUFF RD, JACKSONVILLE, FL 32223-2026
Document Number	0183970620
Book / Page	18397 / 0620
Map Reference	MB 46 PG 79&79A
Instrument Date	May 10, 2018
Instrument	2018122457
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	RIVER CITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,721.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 SHARON RD, 233, WEST LAFAYETTE, IN 47906-1651

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018122458
Date	May 23, 2018
Instrument	2018122458

Lender

Name	RESOURCE FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12331 Field Bluff Rd was $3,909 with a homeowner's exemption, up 7.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,755 (+2.7%)	$344,901 (-2.63%) Land $152,888 Building $192,013
2025	$3,909.00 (+7.15%) Homeowner's exemption	$240,268	$354,230 Land $150,000 Building $204,230
2024	$3,648.00 (+2.91%)
2023	$3,545.00 (+9.24%) Homeowner's exemption	$226,697 (+3%)	$358,042 (+22.2%) Land $135,000 Building $223,042
2022	$3,245.00 Homeowner's exemption	$220,095	$293,000 Land $80,000 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12331 Field Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	18 (2001–2018)
Claims Outside the SFHA	17 of 18
Most Recent Claim	Jun 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12331 Field Bluff Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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