12331 Bellflower Ct, Rancho Cucamonga, CA 91739 Property Records

San Bernardino County property record for 12331 Bellflower Ct, Rancho Cucamonga, CA 91739

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 955 sqft · built 1987
Lot Size	0.087 acres (3,800 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Jun 2025)
Tax Bill	$5,845 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1089-431-35-0000`

Property Details

APN / Parcel Number

Primary APN	`1089-431-35-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	955 sqft Living Area
Gross Area	1,399 sqft
1st Floor Area	955 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modern
Construction Type	Frame
Roof Material	Other
Lot Area	3,800 sqft (0.087 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12331 BELLFLOWER CT
City	RANCHO CUCAMONGA
State	CA
Zip	91739-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12832 LOT 66 TRACT 12832 LOT 66 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 12832
Legal Tract	12832
Legal Block	1
Legal Lot Number	66
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1005
Census Tract	2044

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURE CHOICE LENDING
Jun 6, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 4, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	2025131236
Prior Transfer Date	Dec 6, 2005
Prior Transfer Doc	0000941534
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575

Mortgage

Document Number	0000006227
Date	Jan 9, 2026
Instrument	2026-0006227

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company
Address	RIVERSIDE, CA 92507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575

Mortgage

Document Number	0000204742
Date	Jun 6, 2022
Instrument	2022-0204742

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 30, 2032

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575

Mortgage

Document Number	0000072108
Date	Feb 16, 2021
Instrument	2021-0072108

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000288760
Date	Jul 17, 2017
Instrument	2017-0288760

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323228
Date	Sep 11, 2019
Instrument	2019-0323228

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 4, 2019
Property Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575
Document Number	0000004709
Map Reference	MB 190 PG 23-28
Instrument Date	Dec 7, 2018
Instrument	2019-0004709
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12331 BELLFLOWER CT, RANCHO CUCAMONGA, CA 91739-1575

Mortgage

Document Number	0000004710
Date	Jan 4, 2019
Instrument	2019-0004710

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,500 (+36.07%) Land $159,375 Building $478,125
2025	$5,845.00 (+5.77%) Homeowner's exemption	$468,519 (+4.04%) Land $117,130 Building $351,389
2023	$5,526.00 (+1.6%) Homeowner's exemption	$450,325 Land $112,581 Building $337,744
2022	$5,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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