Winnebago County property record for 12331 Beecher Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1954 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,000 (Nov 2018) |
| Tax Bill | $4,327 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-29-129-001 |
| Primary APN | 04-29-129-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,688 sqft Living Area |
| Basement Area | 1,176 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 029B032 |
|---|---|
| Street Address | 12331 BEECHER DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | HONONEGAH HGTS 2ND ADDN SEC 29-46-2 LOT 12A |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 29 |
| Legal Subdivision | HONONEGAH HGTS 2ND ADDN |
| Legal Lot Number | 12A |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 3904 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12331 BEECHER DR, ROSCOE, IL 61073-8926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 30, 2018 | Grant Deed, Transfer · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY |
| May 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NTHRN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | Nov 30, 2018 · Amount on Record |
| Deed Document Number | 20181034597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12331 BEECHER DR, ROSCOE, IL 61073-8926 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000027836 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2527836 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12331 BEECHER DR, ROSCOE, IL 61073-8926 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017331 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2117331 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 30, 2018 |
| Property Address | 12331 BEECHER DR, ROSCOE, IL 61073-8926 |
| Document Number | 0001034597 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 1034597 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12331 BEECHER DR ROSCOE IL 610738926, ROSCOE, IL 61073-8926 |
| Document Number | 1034599 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 1034599 |
| Name | ILLINOIS HSNG DEV AUTHORITY |
|---|---|
| Address | CHICAGO, IL 60601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 1034598, |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 1034598 |
| Name | MIDWEST CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12331 BEECHER DR, ROSCOE, IL 61073-8926 |
| Document Number | 0001018462 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 12331 BEECHER DR ROSCOE IL 610738926, ROSCOE, IL 61073-8926 |
| Document Number | 0001018462 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 1018462 |
| Name | FIRST NTHRN CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 1, 2023 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,327.00 | $61,558 (+33.46%) Land $13,855 Building $47,703 | $184,674 (+33.46%) Land $41,565 Building $143,109 |
| 2022 | Homeowner's exemption | $46,124 Land $10,381 Building $35,743 | $138,372 Land $31,143 Building $107,229 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 115 (1978–2019) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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