12330 45th Ave, Becker, MN 55308 Property Records

Sherburne County property record for 12330 45th Ave, Becker, MN 55308

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 928 sqft · built 2010
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$312,500 (Nov 2023)
Tax Bill	$3,386 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-476-0340`

Property Details

APN / Parcel Number

Primary APN	`60-476-0340`
Alternative APNs	`60-00476-0340` `26637`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	928 sqft Living Area
1st Floor Area	928 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	32 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	26637
Street Address	12330 45TH AVE
City	BECKER
State	MN
Zip	55308-4698
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 3
Legal Range	28W
Legal Township	34N
Legal Section	32
Legal Subdivision	FOSSUM FIELDS
Legal Block	3
Legal Lot Number	8
Jurisdiction	SHERBURNE MN
Township / Civil Division	BECKER
Census Block Group	1
Census Block	1042
Census Tract	30407

Owner

12330 45th Ave is owned and occupied by an individual who bought it in November 2023.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	12330 45TH AVE, BECKER, MN 55308-4698
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit ST CLOUD FCU
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ST CLOUD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	May 26, 2011 · Amount on File
Deed Document Number	2023963386
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 3, 2023
Property Address	12330 45TH AVE, BECKER, MN 55308-4698
Document Number	0000963386
Instrument Date	Oct 18, 2023
Instrument	963386
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,031.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12330 45TH AVE, BECKER, MN 55308-4698

Mortgage

Document Number	0000963387
Date	Nov 3, 2023
Instrument	963387

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	12330 45TH AVE, BECKER, MN 55308-4698
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000947707
Date	Aug 30, 2022
Instrument	947707

Lender

Name	ST CLOUD FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	12330 45TH AVE, BECKER, MN 55308-4698
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000934030
Date	Dec 10, 2021
Instrument	934030

Lender

Name	ST CLOUD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12330 45th Ave was $3,386 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Becker City
County	Sherburne County
Unified School District	Becker Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,200 (-0.61%) Land $84,300 Building $191,900	$276,200 (-0.61%) Land $84,300 Building $191,900
2025	$3,386.00	$277,900 Land $84,300 Building $193,600	$277,900 Land $84,300 Building $193,600
2023	$3,310.00	$283,700 Land $108,400 Building $175,300
2021			$283,700 Land $108,400 Building $175,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12330 45th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12330 45th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Becker serves 5,034 people · EPA ID MN1710008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Windstream DSL	100 / 20

May also be available: T-Mobile, Verizon.

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