Kane County property record for 1233 Willowgate Ln, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,189 sqft · built 1996 |
| Lot Size | 0.73 acres (3,182 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $669,000 (Oct 2015) |
| Tax Bill | $17,560 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-481-036 |
| Primary APN | 09-34-481-036 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,189 sqft Living Area |
| Basement Area | 1,207 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,182 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1233 WILLOWGATE LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37 W86.0 EX S36.69 |
| Legal Subdivision | WILLOWGATE |
| Legal Block | 2 |
| Legal Lot Number | 37,38 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 852300 |
1233 Willowgate Ln is owned and occupied by two individuals who bought it in October 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1233 WILLOWGATE LN, SAINT CHARLES, IL 60174-4181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on File |
| Deed Sale | Oct 2, 2015 · Amount on File |
| Prior Sale | Dec 11, 2009 · Amount on File |
| Deed Document Number | 201554048 |
| Prior Transfer Date | Jul 31, 1998 |
| Prior Transfer Doc | 0000049107 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1233 Willowgate Ln was $17,560 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,560.00 Homeowner's exemption Senior Citizen's exemption | $266,390 (+8.53%) Land $42,437 Building $223,953 | $799,490 (+8.53%) Land $127,362 Building $672,128 |
| 2024 | $245,453 Land $39,102 Building $206,351 | $736,654 Land $117,353 Building $619,301 | |
| 2022 | $16,654.00 (-3.72%) Homeowner's exemption | $217,264 (-2.61%) Land $38,736 Building $178,528 | $651,792 (-2.61%) Land $116,208 Building $535,584 |
| 2021 | $17,297.00 Homeowner's exemption | $223,088 Land $43,958 Building $179,130 | $669,264 Land $131,874 Building $537,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1233 Willowgate Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1233 Willowgate Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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