1233 Simmons Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 1233 Simmons Rd, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,653 sqft · built 1970
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Oct 2016)
Deeds & MortgagesAug 2020 Mortgage
Feb 2018 Mortgage
APN04-18-0-300-034

Property Details

APN / Parcel Number

Primary APN04-18-0-300-034

Interior

Full Baths4 Baths
Stories1 Story
Building Area1,653 sqft Living Area
Basement Area1,653 sqft
Unfinished Basement1,653 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1997
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area130,680 sqft (3 acres)
PorchPorch
Porch Area480 sqft
Patio Area936 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1233 SIMMONS RD
CityO FALLON
StateIL
Zip62269-6608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLITHUANIA PLACE LOT/SEC-3 PT LOT 3 LYG IN SEC 18-2N-7 A02515447
Legal Range07
Legal Township02N
Legal Section18
Legal SubdivisionLITHUANIA PLACE
Legal Block300
Legal Lot Number3
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2008
Census Tract504355

Owner

1233 Simmons Rd is owned and occupied by two individuals who bought it in October 2016.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1233 SIMMONS RD, O FALLON, IL 62269-6608
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2020Deed of Trust, Mortgage · VA Mortgage
DELMAR FIN'L
Feb 28, 2018Deed of Trust, Mortgage · VA Mortgage
DELMAR FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2016 · Amount on File
Deed SaleOct 31, 2016 · Amount on File
Prior SaleJul 26, 1999 · Amount on File
Deed Document Number20162515447
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1233 SIMMONS RD, O FALLON, IL 62269-6608
Document Number00A2661718
Instrument DateAug 4, 2020
Transaction TypeMortgage
Record UpdatedOct 7, 2020
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1233 SIMMONS RD O FALLON IL 622696608, O FALLON, IL 62269-6608

Mortgage

Document Number00A2661718
DateAug 12, 2020
Instrument2661718
Lender
NameDELMAR FIN'L
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 11, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1233 SIMMONS RD, O FALLON, IL 62269-6608
Document Number00A2569189
Instrument DateFeb 28, 2018
Transaction TypeMortgage
Record UpdatedMar 15, 2018
Title CompanyCOMMUNITY TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1233 SIMMONS RD O FALLON IL 622696608, O FALLON, IL 62269-6608

Mortgage

Document Number00A2569189
DateMar 6, 2018
Instrument2569189
Lender
NameDELMAR FIN'L
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 5, 2048
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$102,306 Land $19,843 Building $82,463$306,918 Land $59,529 Building $247,389
2022$76,156 Land $14,772 Building $61,384$228,468 Land $44,316 Building $184,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1233 Simmons Rd; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1233 Simmons Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Wisper ISP
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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