St. Charles County property record for 1233 Saddlemaker Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,297 sqft · built 1987 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,015 (Nov 2013) |
| Tax Bill | $4,293 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A883000056 |
| Primary APN | A883000056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,297 sqft Living Area |
| Gross Area | 3,987 sqft |
| 1st Floor Area | 2,297 sqft |
| Basement Area | 1,249 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A883000056 |
|---|---|
| Street Address | 1233 SADDLEMAKER DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBROOK #3 LOT 83 |
| Legal Subdivision | SADDLEBROOK #3 |
| Legal Lot Number | 83 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 311124 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1233 SADDLEMAKER DR, SAINT CHARLES, MO 63304-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2013 · Amount on Record |
| Deed Sale | Nov 21, 2013 · Amount on Record |
| Prior Sale | May 2, 2008 · Amount on Record |
| Deed Document Number | 2013877140 |
| Deed Book / Page | 6122 / 1365 |
| Prior Transfer Date | Mar 9, 2010 |
| Prior Transfer Doc | 0053532240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1233 SADDLEMAKER DR, SAINT CHARLES, MO 63304-2423 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0073660645 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 7366/645 |
| Instrument | 20200807000565590 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | HAZELWOOD, MO 63042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1233 SADDLEMAKER DR, SAINT CHARLES, MO 63304-2423 |
| Document Number | 0000088387 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1233 SADDLEMAKER DR ST CHARLES MO 633042423, ST CHARLES, MO 63304-2423 |
| Document Number | 0000088387 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 88387 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | 7833 TOWN SQUARE AVE, DARDENNE PRAIRIE, MO 63368-6704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,402 (-) | $381,064 (-) Land $71,500 Building $309,564 | |
| 2025 | $4,293.00 (+11.59%) | $72,402 (+12.41%) | $381,064 (+12.41%) Land $71,500 Building $309,564 |
| 2024 | $3,847.00 | ||
| 2023 | $64,407 | ||
| 2022 | $338,983 Land $71,500 Building $267,483 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband, Wisper ISP.
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