1233 Oakview Dr, Saint Charles, MN 55972 Property Records

Winona County property record for 1233 Oakview Dr, Saint Charles, MN 55972

Property Summary

Property Type	Apartments (5+ Units)
Details	4 ba · 1,956 sqft · built 2001
Lot Size	0.293 acres (12,763 sqft)
Owner	Company Name on File
Last Sale	$540,000 (Oct 2021)
Tax Bill	$4,172 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2021 Sale & Line of Credit + 1 more
APN	`29.025.0100`

Property Details

APN / Parcel Number

Primary APN	`29.025.0100`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,956 sqft Total Area
1st Floor Area	1,956 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Family
Exterior Material	Vinyl
Lot Area	12,763 sqft (0.293 acres)
Lot Dimensions	160 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	1233 OAKVIEW DR
City	SAINT CHARLES
State	MN
Zip	55972-9525
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SECT-19 TWP-106 RANGE-010 DOTY'S 1ST SUBD LOT-010 BLOCK-001
Legal Range	010
Legal Township	106
Legal Section	19
Legal Subdivision	DOTYS 1ST
Legal Block	1
Legal Lot Number	10
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1021
Census Tract	671000

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	852 4TH AVE SE, ROCHESTER, MN 55904-7307
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
Oct 8, 2021	Warranty Deed, Transfer · Line of Credit PINE ISLAND BANK
Oct 5, 2018	Warranty Deed, Transfer · Line of Credit PINE ISLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	2021637551
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1233 OAKVIEW DR, SAINT CHARLES, MN 55972-9525
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A647956
Date	Mar 17, 2023
Instrument	A647956

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 8, 2021
Property Address	1233 OAKVIEW DR, SAINT CHARLES, MN 55972-9525
Document Number	0000637551
Instrument Date	Oct 7, 2021
Instrument	637551
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,782.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 4TH AVE SE, ROCHESTER, MN 55904-7307

Mortgage

Document Number	0000637552
Date	Oct 8, 2021
Instrument	637552

Lender

Name	PINE ISLAND BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 10, 2046

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 5, 2018
Property Address	1233 OAKVIEW DR, SAINT CHARLES, MN 55972-9525
Document Number	0000612971
Instrument Date	Oct 1, 2018
Instrument	612971
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,481.70
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 EVERGREEN DR NE, ROCHESTER, MN 55906-3322

Mortgage

Document Number	0000612972
Date	Oct 5, 2018
Instrument	612972

Lender

Name	PINE ISLAND BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 5, 2038

Interest

Rate	5.59%

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,172.00 (+14.8%)	$296,900 (+12.89%) Land $44,500 Building $252,400	$296,900 (+12.89%) Land $44,500 Building $252,400
2025		$263,000 (-0.3%) Land $44,500 Building $218,500	$263,000 (-0.3%) Land $44,500 Building $218,500
2023	$3,634.00	$263,800 Land $44,000 Building $219,800	$263,800 Land $44,000 Building $219,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	37 (1982–2007)
Claims Outside the SFHA	2 of 37
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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