1233 Neptune Ave, #35, Encinitas, CA 92024 Property Records

San Diego County property record for 1233 Neptune Ave, #35, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,321 sqft · built 2014
Lot Size	0.206 acres (8,988 sqft)
Owner	Company Name on Record
Last Sale	$590,000 (Oct 1999)
Tax Bill	$19,604 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`254-230-05-00`

Property Details

APN / Parcel Number

Primary APN	`254-230-05-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	5,321 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	8,988 sqft (0.206 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1233 NEPTUNE AVE, 35
City	ENCINITAS
State	CA
Zip	92024-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Description	BLK 1 LOT 27 LOT 26 & /EXC S 25 FT MEAS AT R/A TO S LI/ TR 002049
Legal Subdivision	SOUTH COAST PARK
Legal Tract	002049
Legal Block	1
Legal Lot Number	27,26
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	5
Census Block	5003
Census Tract	17701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1235 NEPTUNE AVE, ENCINITAS, CA 92024-1430
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NQM FUNDING LLC
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE LOAN COMPANY OF SAN DIEGO
Dec 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
May 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE LOAN COMPANY OF SAN DIEGO
Oct 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 1999 · Amount on Record
Deed Sale	Oct 28, 1999 · Amount on Record
Deed Document Number	1999722476
Last Transfer Date	Oct 9, 2019
Transfer Doc	0000462875
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1233 NEPTUNE AVE # 35, 35, ENCINITAS, CA 92024-1430
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6156 CAMINO LARGO, SAN DIEGO, CA 92120-3115

Mortgage

Document Number	0000085515
Date	Mar 27, 2026
Instrument	2026-0085515

Lender

Name	NQM FUNDING LLC
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1233 NEPTUNE AVE # 35, 35, ENCINITAS, CA 92024-1430
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4668 70TH ST, LA MESA, CA 91942-4563

Mortgage

Document Number	0000439205
Date	Jun 15, 2021
Instrument	2021-0439205

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1233 NEPTUNE AVE # 35, 35, ENCINITAS, CA 92024-1430
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6156 CAMINO LARGO, SAN DIEGO, CA 92120-3115

Mortgage

Document Number	0000081208
Date	Mar 29, 2023
Instrument	2023-0081208

Lender

Name	THE LOAN COMPANY OF SAN DIEGO
Type	Mortgage Company
Address	SAN DIEGO, CA 92110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1233 NEPTUNE AVE # 35, 35, ENCINITAS, CA 92024-1430
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6156 CAMINO LARGO, SAN DIEGO, CA 92120-3115

Mortgage

Document Number	0000351199
Date	Dec 19, 2024
Instrument	2024-0351199

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1233 NEPTUNE AVE # 35, 35, ENCINITAS, CA 92024-1430
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6156 CAMINO LARGO, SAN DIEGO, CA 92120-3115

Mortgage

Document Number	0000116664
Date	May 2, 2025
Instrument	2025-0116664

Lender

Name	THE LOAN COMPANY OF SAN DIEGO
Type	Mortgage Company
Address	SAN DIEGO, CA 92110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2019
Property Address	1233 NEPTUNE AVE # 35, 35, ENCINITAS, CA 92024-1430
Document Number	0000462875
Instrument Date	Oct 9, 2019
Instrument	462875
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1235 NEPTUNE AVE ENCINITAS CA 920241430, ENCINITAS, CA 92024-1430

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2018
Property Address	1233 NEPTUNE AVE # 35, 35, ENCINITAS, CA 92024-1430
Document Number	0000041052
Instrument Date	Jan 30, 2018
Instrument	41052
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1233 NEPTUNE AVE ENCINITAS CA 920241430, ENCINITAS, CA 92024-1430

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,734,749 (+2%) Land $613,068 Building $1,121,681
2025	$19,604.00 (+4.14%)	$1,700,736 (+4.04%) Land $601,048 Building $1,099,688
2024	$18,825.00 (+2.87%)
2023	$18,299.00 (+2.4%)	$1,634,696 Land $577,709 Building $1,056,987
2022	$17,870.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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