1233 Montego, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 1233 Montego, Walnut Creek, CA 94598

Property Summary

Property TypeQuadplex
Details2,918 sqft · built 1969
Lot Size0.067 acres (2,895 sqft)
OwnerTrust Name on File
Last Sale$900,000 (Feb 2015)
Tax Bill$14,657 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN140-350-005-9

Property Details

APN / Parcel Number

Primary APN140-350-005-9
Alternative APN
  • 140-350-005

Interior

Total Rooms4 Rooms
Stories1 Story
Building Area2,918 sqft Living Area
1st Floor Area2,918 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleQuadruplex
Lot Area2,895 sqft (0.067 acres)

Location & Zoning

Street Address1233 MONTEGO
CityWALNUT CREEK
StateCA
Zip94598-2838
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Legal DescriptionTRACT 4106 LOT 5
Legal Tract4106
Legal Lot Number5
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2002
Census Tract343002

Owner

1233 Montego, a quadplex, is held in a trust since February 2015.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address1375 LOCUST ST, 221, WALNUT CREEK, CA 94596-4528
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2015 · Amount on File
Deed SaleFeb 5, 2015 · Amount on File
Deed Document Number201519689
Prior Transfer DateOct 20, 2005
Prior Transfer Doc0000410720
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1233 MONTEGO, WALNUT CREEK, CA 94598-2838
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082859
DateJun 4, 2019
Instrument2019-082859
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.7%
Type Change DateJul 1, 2029
Change FrequencyMonthly
Min Rate At Change2.95%
Max Rate At Change10.9%
Index1-Year CMT
Max Rate10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 1233 Montego was $14,657.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityWalnut Creek City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,103,290 (+2%) Land $367,762 Building $735,528
2025$14,657.00$1,081,657 Land $360,551 Building $721,106
2023$14,207.00 (-0.2%)$1,039,656 Land $346,551 Building $693,105
2022$14,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1233 Montego in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1233 Montego is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks.

Nearby Properties on Montego

Nearby Streets

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