1233 Concord Dr, Elgin, IL 60120 Property Records

Cook County property record for 1233 Concord Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,895 sqft · built 1988
Lot Size	0.159 acres (6,913 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2023)
Tax Bill	$7,772 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-407-008`

Property Details

APN / Parcel Number

Primary APN	`06-19-407-008`
Alternative APN	`06-19-407-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,913 sqft (0.159 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1233 CONCORD DR
City	ELGIN
State	IL
Zip	60120-8195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SUMMERHILL) (UNIT4) A SUB OF PT OF SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	SUMMERHILL UNIT4
Legal Lot Number	291
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2005
Census Tract	804406

Owner

1233 Concord Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1233 CONCORD DR, ELGIN, IL 60120-8195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Mar 22, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PORTFOLIO MTG
Mar 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	202328009
Prior Transfer Date	Aug 1, 2006
Prior Transfer Doc	0000049041
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 12, 2023
Property Address	1233 CONCORD DR, ELGIN, IL 60120-8195
Document Number	0019328009
Map Reference	DOC 87284677
Instrument Date	Jun 22, 2023
Instrument	2319328009
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1233 CONCORD DR, ELGIN, IL 60120-8195

Mortgage

Document Number	0019328010
Date	Jul 12, 2023
Instrument	2319328010

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1233 CONCORD DR, ELGIN, IL 60120-8195
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015945117
Date	Jun 8, 2021
Instrument	2115945117

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1233 CONCORD DR, ELGIN, IL 60120-8195
Document Number	1809246045
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1233 CONCORD DR ELGIN IL 601208195, ELGIN, IL 60120-8195

Mortgage

Document Number	1809246045
Date	Apr 2, 2018
Instrument	9246045

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 28, 2018
Property Address	1233 CONCORD DR, ELGIN, IL 60120-8195
Document Number	1808729058
Instrument Date	Mar 15, 2018
Instrument	8729058
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1233 CONCORD DR ELGIN IL 601208195, ELGIN, IL 60120-8195

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 Land $4,839 Building $30,161	$350,000 Land $48,390 Building $301,610
2023	$7,772.00 (+2.91%)
2022	$7,552.00 (+11.27%)	$26,999 (+37.06%) Land $4,493 Building $22,506	$269,990 (+37.06%) Land $44,930 Building $225,060
2021	$6,787.00	$19,698 Land $3,629 Building $16,069	$196,980 Land $36,290 Building $160,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1233 Concord Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1233 Concord Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fox Valley Internet.

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