1233 Cambridge Ct, Cresco, IA 52136 Property Records

Howard County property record for 1233 Cambridge Ct, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 2021
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,332 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`320800305010000`

Property Details

APN / Parcel Number

Primary APN	`320800305010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Basement Area	1,608 sqft
Finished Basement	1,368 sqft
Unfinished Basement	240 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
Garage Type	Attached
Garage Area	1,172 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1233 CAMBRIDGE CT
City	CRESCO
State	IA
Zip	52136-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & S 1/2 LOT 6 BLOCK 3 WEBSTERS' FOURTH ADDN
Legal Subdivision	WEBSTERS' FOURTH ADDITION TO CRESCO
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	2
Census Block	2001
Census Tract	960100

Owner

1233 Cambridge Ct is owned and occupied by two individuals.

Source: Howard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1233 CAMBRIDGE CT, CRESCO, IA 52136-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUAB BANK
Oct 26, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	1233 CAMBRIDGE CT, CRESCO, IA 52136-1006
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/660
Date	May 2, 2022
Book Page	2022/660
Instrument	2022 0660

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	1233 CAMBRIDGE CT, CRESCO, IA 52136-1006
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/661
Date	May 2, 2022
Book Page	2022/661
Instrument	2022 0661

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2032

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	1233 CAMBRIDGE CT, CRESCO, IA 52136-1006
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/940
Date	Jun 15, 2022
Book Page	2022/940
Instrument	2022 0940

Lender

Name	CUAB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Oct 26, 2021
Property Address	1233 CAMBRIDGE CT, CRESCO, IA 52136-1006
Document Number	02021/1985
Book / Page	2021 / 1985
Instrument Date	Oct 25, 2021
Instrument	2021 01985
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1233 CAMBRIDGE CT, CRESCO, IA 52136-1006

Mortgage

Document Number	20210198620211986
Date	Oct 26, 2021
Instrument	2021 0198620211986

Lender

Name	CUSB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1233 Cambridge Ct was $7,332 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,332.00	$443,230 (-) Land $25,900 Building $417,330	$443,230 (-) Land $25,900 Building $417,330
2025	$7,332.00 (+23.06%) Homeowner's exemption	$443,230 Land $25,900 Building $417,330	$443,230 Land $25,900 Building $417,330
2024	$5,958.00
2023		$318,060 (+25.11%) Land $25,900 Building $292,160	$318,060 Land $25,900 Building $292,160
2022	$5,260.00 Homeowner's exemption	$254,220 Land $25,900 Building $228,320
2021			$254,220 Land $25,900 Building $228,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1233 Cambridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1233 Cambridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Windstream.

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