12327 Spring Arbor Rd, Concord, MI 49237 Property Records

Jackson County property record for 12327 Spring Arbor Rd, Concord, MI 49237

Property Summary

Property Type	General Agricultural/Rural
Details	1 ba · 2,204 sqft
Lot Size	122 acres (5,339,585 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,828 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000-11-23-451-001-03`

Property Details

APN / Parcel Number

Primary APN	`000-11-23-451-001-03`

Interior

Full Baths	1 Bath
Building Area	2,204 sqft Total Area
1st Floor Area	1,421 sqft
Basement Area	783 sqft

Exterior

Lot Area	5,339,585 sqft (122 acres)
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12327 SPRING ARBOR RD
City	CONCORD
State	MI
Zip	49237-9722
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	AG
Legal Description	A PCL OF LAND IN E ? OF SEC 26 DESC AS: COM AT N ? POST OF SD SEC 26 TH E ALG N LN OF SD SEC 36 RDS FOR POB TH E ALG SD N SEC
Jurisdiction	JACKSON MI
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1070
Census Tract	6401

Owner

Source: Jackson County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10785 SPRING ARBOR RD, SPRING ARBOR, MI 49283-9631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	12327 SPRING ARBOR RD, CONCORD, MI 49237-9722
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002823196
Date	May 14, 2019
Book Page	2141/0708
Instrument	2823196

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Concord Township
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,700 (+6.12%) Land $277,000 Building $208,700	$971,400 (+6.12%) Land $554,000 Building $417,400
2025	$1,828.00 (-65.25%)	$457,700 (+8.74%) Land $293,300 Building $164,400	$915,400 (+8.74%) Land $586,600 Building $328,800
2024	$5,261.00 (+10.15%)
2023		$420,900 Land $277,000 Building $143,900	$841,800 Land $554,000 Building $287,800
2022	$4,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel