12325 SW 105th Ter, Miami, FL 33186 Property Records

Miami-Dade County property record for 12325 SW 105th Ter, Miami, FL 33186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1976
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$344,900 (Oct 2018)
Tax Bill	$6,064 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`30-5912-001-0860`

Property Details

APN / Parcel Number

Primary APN	`30-5912-001-0860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,222 sqft Living Area
Gross Area	1,706 sqft
1st Floor Area	1,222 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	9,500 sqft (0.218 acres)
Garage Area	154 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	486 sqft

Location & Zoning

Street Address	12325 SW 105TH TER
City	MIAMI
State	FL
Zip	33186-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	DEVON-AIRE ESTS SEC 1 PB 103-22 LOT 43 BLK 3 LOT SIZE 9500 SQ FT OR 13326-0286 0687 1
Legal Range	39E
Legal Township	55S
Legal Section	12
Legal Subdivision	DEVON-AIRE ESTS
Legal Block	3
Legal Lot Number	43
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	3
Census Block	3008
Census Tract	19200

Owner

12325 SW 105th Ter is owned and occupied by two individuals who bought it in October 2018.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12325 SW 105TH TER, MIAMI, FL 33186-3630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage GET A RATE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Deed Document Number	2018666422
Deed Book / Page	31203 / 2595
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	12325 SW 105TH TER, MIAMI, FL 33186-3630
Transaction Type	Mortgage
Record Updated	Mar 22, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12325 SW 105TH TER, MIAMI, FL 33186-3630

Mortgage

Document Number	0000131370
Date	Feb 28, 2023
Book Page	33598/439
Instrument	2023R0131370

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	12325 SW 105TH TER, MIAMI, FL 33186-3630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12325 SOUTHWEST 105TH, MIAMI, FL 33186

Mortgage

Document Number	0000548276
Date	Sep 28, 2020
Book Page	32118/53
Instrument	2020R0548276

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 31, 2018
Property Address	12325 SW 105TH TER, MIAMI, FL 33186-3630
Document Number	0000666422
Book / Page	031203 / 002595
Instrument Date	Oct 17, 2018
Instrument	666422
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,069.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11880 SW 97TH TER MIAMI FL 331862793, MIAMI, FL 33186-2793

Mortgage

Document Number	666423
Date	Oct 31, 2018
Book Page	031203/002597
Instrument	666423

Lender

Name	GET A RATE LLC
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12325 SW 105th Ter was $6,064 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,064.00 Homeowner's exemption	$357,332	$516,544 Land $374,000 Building $142,544
2023	$5,611.00 (+3.91%) Homeowner's exemption	$337,148 (+3%)	$467,856 (+11.92%) Land $323,000 Building $144,856
2022	$5,400.00 Homeowner's exemption	$327,329	$418,022 Land $272,000 Building $146,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12325 SW 105th Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 353 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	353 in force
Nearby Flood Claims	47 (1979–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Wilma, Oct 2005 · 4 claims Hurricane Irene, Oct 1999 · 9 claims Hurricane Andrew, Aug 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12325 SW 105th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SkyNet360.

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