12325 Rotunda Ln, Chester, VA 23836 Property Records

Chesterfield County property record for 12325 Rotunda Ln, Chester, VA 23836

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,960 sqft · built 2013
Lot Size	0.407 acres (17,729 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2020)
Tax Bill	$4,569 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`826-65-77-97-900-000`

Property Details

APN / Parcel Number

Primary APN	`826-65-77-97-900-000`
Alternative APN	`414606001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,960 sqft Finished Area
1st Floor Area	1,080 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,729 sqft (0.407 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	414606001
Street Address	12325 ROTUNDA LN
City	CHESTER
State	VA
Zip	23836-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	MT BLANCO ON JAMES SEC 1 051
Legal Subdivision	MOUNT BLANCO ON THE JAMES
Legal Lot Number	51
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1006
Census Tract	100403

Owner

12325 Rotunda Ln is owned and occupied by an individual who bought it in June 2020.

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12325 ROTUNDA LN, CHESTER, VA 23836-3022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/PA
Jun 15, 2020	Warranty Deed, Transfer · Conventional with PMI NFM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Jun 28, 2013 · Amount on File
Deed Document Number	202027423
Deed Book / Page	12794 / 421
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12325 ROTUNDA LN, CHESTER, VA 23836-3022
Document Number	12799804
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12325 ROTUNDA LN CHESTER VA 238363022, CHESTER, VA 23836-3022

Mortgage

Document Number	12799804
Date	Jun 17, 2020
Book Page	012799/000804
Instrument	28106

Lender

Name	FIRST NAT'L BK/PA
Type	Bank

Agreement

Amount	Amount on Record
Term	84 Months
Due	Jun 16, 2027

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 15, 2020
Property Address	12325 ROTUNDA LN, CHESTER, VA 23836-3022
Document Number	12794421
Book / Page	012794 / 000421
Instrument Date	Mar 25, 2020
Instrument	27423
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12325 ROTUNDA LN CHESTER VA 238363022, CHESTER, VA 23836-3022

Mortgage

Document Number	12794424
Date	Jun 15, 2020
Book Page	012794/000424
Instrument	27424

Lender

Name	NFM

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12325 Rotunda Ln was $4,569.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,569.00	$510,600 (+5.34%) Land $99,000 Building $411,600	$510,600 (+5.34%) Land $99,000 Building $411,600
2025		$484,700 Land $94,000 Building $390,700	$484,700 Land $94,000 Building $390,700
2023	$4,004.00	$437,300 Land $88,000 Building $349,300	$437,300 Land $88,000 Building $349,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12325 Rotunda Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1982–2020)
Most Recent Claim	Aug 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12325 Rotunda Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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