12325 Cardinal Rd, De Witt, IL 61735 Property Records

De Witt County property record for 12325 Cardinal Rd, De Witt, IL 61735

Property Summary

Property Type	Rural Improved / Non-Residential
Details	3 ba · 2,519 sqft · built 2015
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$9,044 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-36-400-016`

Property Details

APN / Parcel Number

Primary APN	`03-36-400-016`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,519 sqft Total Area
Basement Area	2,285 sqft
Unfinished Basement	2,285 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	720 sqft

Location & Zoning

Street Address	12325 CARDINAL RD
City	DEWITT
State	IL
Zip	61735-9482
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	SEC 36 T21 R3, PT NW SE - BEG SE COR, W580.29, N247.51, NW560, NE68.41, E650.23, NE317.26, N125.94, E216.25 TO POB
Legal Range	03
Legal Township	21
Legal Section	36
Legal Subdivision	WI - SECTION 36
Jurisdiction	DEWITT IL
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1045
Census Tract	971500

Owner

Source: De Witt County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12325 CARDINAL RD, DEWITT, IL 61735-9482
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEWITT SAVINGS
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage DEWITT SAVINGS BANK
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEWITT SAVINGS BANK
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEWITT SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	12325 CARDINAL RD, DEWITT, IL 61735-9482
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000266985
Date	May 16, 2024
Instrument	266985

Lender

Name	DEWITT SAVINGS
Type	Bank
Address	CLINTON, IL 61727

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2044

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	12325 CARDINAL RD, DEWITT, IL 61735-9482
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	249325
Date	Apr 27, 2017
Instrument	249325

Lender

Name	DEWITT SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	12325 CARDINAL RD, DEWITT, IL 61735-9482
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	256991
Date	Jun 12, 2020
Instrument	256991

Lender

Name	DEWITT SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2045

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEWITT IL
Property Address	12325 CARDINAL RD, DEWITT, IL 61735-9482
Transaction Type	Mortgage
Record Updated	Apr 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	256493
Date	Mar 23, 2020
Instrument	256493

Lender

Name	DEWITT SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: De Witt County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	De Witt County
County Subdivision	Wilson Township
Unified School District	Clinton Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,044.00 (+26.1%)	$151,497 (+20.03%) Land $6,296 Building $145,201	$453,357 (+19.79%) Land $453,357
2023		$126,214 (+6%) Land $5,003 Building $121,211	$378,455 (+6%) Land $378,455
2022	$7,172.00	$119,068 Land $4,718 Building $114,350	$357,033 Land $357,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MR Systems Wireless Fixed Wireless	100 / 50

May also be available: Nextlink, T-Mobile, Watch TV, Wireless Data Net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cardinal Rd

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