12323 Judson Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12323 Judson Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 1,953 sqft · built 1950
Lot Size	0.145 acres (6,296 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jun 2020)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01252620`

Property Details

APN / Parcel Number

Primary APN	`13-01252620`
Alternative APN	`01252620`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Utility Area	48 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,296 sqft (0.145 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01252620
Street Address	12323 JUDSON RD
City	SILVER SPRING
State	MD
Zip	20906-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT VILLAGE
Legal Subdivision	GLENMONT VILLAGE
Legal Block	3
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3013
Census Tract	703403

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12323 JUDSON RD, SILVER SPRING, MD 20906-5040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 12, 2020	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L
Jun 22, 2020	Grant Deed, Transfer STEWART TITLE GURANTY
Sep 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Oct 20, 2000 · Amount on Record
Deed Book / Page	59881 / 136
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	0550010444
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12323 JUDSON RD, SILVER SPRING, MD 20906-5040
Transaction Type	Mortgage
Record Updated	Jul 8, 2022
Title Company	QUANTUM TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0659220255
Date	Jun 22, 2022
Book Page	65922/255

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12323 JUDSON RD, SILVER SPRING, MD 20906-5040
Document Number	0598810142
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12323 JUDSON RD SILVER SPRING MD 209065040, SILVER SPRING, MD 20906-5040

Mortgage

Document Number	0598810142
Date	Jun 22, 2020
Book Page	059881/000142

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 22, 2020
Property Address	12323 JUDSON RD, SILVER SPRING, MD 20906-5040
Document Number	0598810136
Book / Page	059881 / 000136
Instrument Date	Jun 11, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	STEWART TITLE GURANTY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12323 JUDSON RD SILVER SPRING MD 209065040, SILVER SPRING, MD 20906-5040

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 28, 2017
Property Address	12323 JUDSON RD, SILVER SPRING, MD 20906-5040
Document Number	0550010444
Book / Page	055001 / 000444
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5122 WICKETT TER BETHESDA MD 208145715, BETHESDA, MD 20814-5715

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,767 (+11.38%)	$550,100 (+34.14%) Land $157,500 Building $392,600
2025	$4,678.00 (-6.78%)	$410,100 (+22.5%) Land $157,500 Building $252,600	$410,100 (-) Land $157,500 Building $252,600
2024	$5,018.00 (+54.92%)
2023		$334,767	$410,100 Land $157,500 Building $252,600
2022	$3,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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