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12322 Saint Simon Dr, Boca Raton, FL 33428 Property Records

Palm Beach County property record for 12322 Saint Simon Dr, Boca Raton, FL 33428

Property Summary

Property TypeZero Lot Line
Details4 bd · 4 ba · 3,252 sqft · built 1999
Lot Size0.152 acres (6,634 sqft)
OwnerIndividual Name on File
Last Sale$629,000 (Sep 2020)
Tax Bill$17,509 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00-41-47-27-08-000-0170

Property Details

APN / Parcel Number

Primary APN00-41-47-27-08-000-0170

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,252 sqft Living Area
Gross Area4,124 sqft
1st Floor Area1,954 sqft
Upper Floors Area1,298 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2011
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area6,634 sqft (0.152 acres)
Garage Area588 sqft
PorchOpen Porch
Porch Area284 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address12322 SAINT SIMON DR
CityBOCA RATON
StateFL
Zip33428-4647
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Local Zoning CodeRTS
Legal DescriptionBAY WINDS PAR U LT 17
Legal Range41E
Legal Township47S
Legal Section27
Legal SubdivisionBAY WINDS PAR U
Legal Lot Number17
Legal UnitU
JurisdictionPALM BEACH FL
Township / Civil DivisionSUNSHINE PARKWAY
Census Block Group1
Census Block1003
Census Tract7735

Owner

12322 Saint Simon Dr, a zero lot line, is owned and occupied by an individual who bought it in September 2020.

Source: Palm Beach County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12322 SAINT SIMON DR, BOCA RATON, FL 33428-4647
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2020 · Amount on File
Deed SaleSep 3, 2020 · Amount on File
Prior SaleMar 22, 1999 · Amount on File
Deed Document Number20200324780
Deed Book / Page31711 / 497
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateSep 3, 2020
Property Address12322 SAINT SIMON DR, BOCA RATON, FL 33428-4647
Document Number0317110497
Book / Page31711 / 497
Map ReferenceMB 81 PG 77
Instrument DateAug 21, 2020
Instrument20200324780
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,403.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22615 SW 66TH AVE # AVE410, 22615, BOCA RATON, FL 33428-5318

Transferred To (Grantee/Buyer)

NameVerified Name
Address12322 SAINT SIMON DR, BOCA RATON, FL 33428-4647

Mortgage

Document Number0031711499
DateSep 3, 2020
Instrument31711/499
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12322 Saint Simon Dr was $17,509 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,509.00 Homeowner's exemption$600,032$762,966 Land $156,397 Building $606,569
2023$8,332.00 (+0.74%) Homeowner's exemption$524,389 (+3%)$697,592 (+5.19%) Land $135,997 Building $561,595
2022$8,271.00 Homeowner's exemption$509,116$663,176 Land $136,060 Building $527,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12322 Saint Simon Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.9 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 178 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies178 in force
Nearby Flood Claims59 (1992–2017)
Claims Outside the SFHA5 of 59
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Hurricane Wilma, Oct 2005 · 15 claims
  • Hurricane Irene, Oct 1999 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12322 Saint Simon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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