12321 Sandy Point Ct, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12321 Sandy Point Ct, Silver Spring, MD 20904

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,320 sqft · built 1986
Lot Size0.041 acres (1,800 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Feb 2011)
Tax Bill$4,397 (2025)
Deeds & MortgagesMar 2026 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-02431561

Property Details

APN / Parcel Number

Primary APN05-02431561
Alternative APN
  • 02431561

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,320 sqft Living Area
1st Floor Area660 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,800 sqft (0.041 acres)
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02431561
Street Address12321 SANDY POINT CT
CitySILVER SPRING
StateMD
Zip20904-1878
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR60
Legal DescriptionCALVERTON
Legal SubdivisionCALVERTON
Legal Block30
Legal Lot Number134
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group1
Census Block1000
Census Tract701425

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13415 SHERWOOD FOREST DR, SILVER SPRING, MD 20904-1229
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 2, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
GREENWAY FUNDING GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2011 · Amount on Record
Deed SaleFeb 7, 2011 · Amount on Record
Prior SaleSep 3, 2010 · Amount on Record
Deed Book / Page41078 / 484
Last Transfer DateOct 13, 2017
Transfer Doc0551740328
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12321 SANDY POINT CT, SILVER SPRING, MD 20904-1878
Transaction TypeMortgage
Record UpdatedApr 16, 2026
Title CompanyROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13415 SHERWOOD FOREST DR, SILVER SPRING, MD 20904-1229

Mortgage

Document Number0703040093
DateMar 31, 2026
Book Page70304/93
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateNov 2, 2017
Property Address12321 SANDY POINT CT, SILVER SPRING, MD 20904-1878
Document Number0551740328
Book / Page55174 / 328
Map ReferenceMB1428 PL14939
Instrument DateOct 13, 2017
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyOLD REPUBLIC NATL INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address13415 SHERWOOD FOREST DR, SILVER SPRING, MD 20904-1229

Mortgage

Document Number0055174332
DateNov 2, 2017
Instrument55174/332
Lender
NameGREENWAY FUNDING GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 1, 2027

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,900 (+2.56%) Land $184,800 Building $168,100$352,900 (-) Land $184,800 Building $168,100
2025$4,397.00 (+4.32%)$344,100 (+5.39%)$352,900 (+8.09%) Land $184,800 Building $168,100
2024$4,215.00 (+9.68%)
2023$326,500 (+2.49%) Land $184,800 Building $141,700$326,500 (-) Land $184,800 Building $141,700
2022$3,843.00$318,567$326,500 Land $184,800 Building $141,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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