12321 Poplar Trl, Gloucester, VA 23061 Property Records

Gloucester County property record for 12321 Poplar Trl, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 2007
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$4,500 (Jun 2006)
Tax Bill	$1,544 (2026)
Deeds & Mortgages	Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`22447`

Property Details

APN / Parcel Number

Primary APN	`22447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Area	336 sqft
Porch	Slab
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12321 POPLAR TRL
City	GLOUCESTER
State	VA
Zip	23061-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HOLLY BEACH SUBD SEC B LOT 194
Legal Subdivision	HOLLY BEACH
Legal Lot Number	194
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2037
Census Tract	100101

Owner

12321 Poplar Trl is owned and occupied by an individual who bought it in June 2006.

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12321 POPLAR TRL, GLOUCESTER, VA 23061-2643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2006 · Amount on File
Deed Sale	Jun 15, 2006 · Amount on File
Deed Document Number	20065277
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	12321 POPLAR TRL, GLOUCESTER, VA 23061-2643
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000809
Date	Feb 8, 2022
Instrument	220000809

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

The 2026 property tax bill for 12321 Poplar Trl was $1,544, up 12.7% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,544.00 (+12.7%)	$264,790 (+18.67%) Land $34,850 Building $229,940	$264,790 (+18.67%) Land $34,850 Building $229,940
2025	$1,370.00 (+5.38%)	$223,130 (-) Land $34,850 Building $188,280	$223,130 (-) Land $34,850 Building $188,280
2024	$1,300.00	$223,130 (-) Land $34,850 Building $188,280	$223,130 (-) Land $34,850 Building $188,280
2023	$1,300.00 (+26.71%)	$223,130 (+57.59%) Land $34,850 Building $188,280	$223,130 (+57.59%) Land $34,850 Building $188,280
2022	$1,026.00	$141,590 Land $17,890 Building $123,700	$141,590 Land $17,890 Building $123,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12321 Poplar Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12321 Poplar Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER AUTHORITY private · serves 1,678 people · EPA ID VA4119587
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Poplar Trl

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