12321 Charest St, Hamtramck, MI 48212 Property Records

Wayne County property record for 12321 Charest St, Hamtramck, MI 48212

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,316 sqft · built 1928
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$12,000 (Apr 2010)
Tax Bill$130 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09010329

Property Details

APN / Parcel Number

Primary APN09010329

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,316 sqft Living Area
1st Floor Area877 sqft
Basement Area877 sqft
Unfinished Basement877 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions100 ft deep x 30 ft wide
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address12321 CHAREST ST
CityHAMTRAMCK
StateMI
Zip48212-2760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionW CHAREST 121 SCHELLBERG & BARNES SUB L17 P1 PLATS, W C R 9/132 30 X 100
Legal SubdivisionSCHELLBERG & BARNES
Legal Block205
JurisdictionWAYNE MI
Township / Civil DivisionDETROIT
Census Block Group4
Census Block4004
Census Tract509100

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12321 CHAREST ST, HAMTRAMCK, MI 48212-2760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jul 3, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2010 · Amount on Record
Deed SaleApr 23, 2010 · Amount on Record
Prior SaleNov 11, 2009 · Amount on Record
Deed Document Number2010194869
Deed Book / Page48515 / 887
Last Transfer DateJul 31, 2021
Transfer Doc0569370188
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWAYNE MI
Recording DateAug 5, 2021
Property Address12321 CHAREST ST, DETROIT, MI 48212-2760
Document Number0569370188
Book / Page56937 / 188
Map ReferenceLB 17 PG 1
Instrument DateJul 31, 2021
Instrument2021304087
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyNOT AVAILABLE, INDEPENDENCE TITLE SVCS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12321 CHAREST ST, HAMTRAMCK, MI 48212-2760

Mortgage

Document Number56937191
DateAug 5, 2021
Instrument56937/191
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address12321 CHAREST ST, DETROIT, MI 48212-2760
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0550180750
DateApr 30, 2019
Book Page55018/0750
Instrument2019152615
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2034

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAYNE MI
Recording DateJul 3, 2018
Property Address12321 CHAREST ST, DETROIT, MI 48212-2760
Document Number0544871232
Book / Page054487 / 001232
Instrument DateJul 2, 2018
Instrument212370
Transaction TypeTransfer
Record UpdatedAug 1, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12321 CHAREST ST HAMTRAMCK MI 482122760, HAMTRAMCK, MI 48212-2760

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDetroit City
Unified School DistrictDetroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025$130.00 (-85.98%) Homeowner's exemption
2022$38,000
2020$927.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DETROIT
serves 633,218 people · EPA ID MI0001800
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2024
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 928 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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