12320 E Staley Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 12320 E Staley Rd, Chattaroy, WA 99003 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1978
Lot Size	9.33 acres (406,850 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Oct 2023)
Tax Bill	$3,524 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48223.9010`

Property Details

APN / Parcel Number

Primary APN	`48223.9010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Building Area	1,880 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	800 sqft
Unfinished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	406,850 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	5 Parking Spaces
Deck Area	Deck Area
Patio Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12320 E STALEY RD
City	CHATTAROY
State	WA
Zip	99003-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-28-44 N1/2 OF N1/2 OF SW1/4 OF SW1/4
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1027
Census Tract	10201

Owner

Source: Spokane County records · APN 48223.9010

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12320 E STALEY RD, CHATTAROY, WA 99003-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 06, 2023	Warranty Deed, Transfer · VA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2023 · Amount on Record
Deed Sale	Oct 06, 2023 · Amount on Record
Prior Sale	Aug 03, 2006
Deed Document Number	20237312355
Prior Transfer Date	Jul 28, 2006
Prior Transfer Doc	0005415538
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	May 22, 2026
Property Address	12320 E STALEY RD, CHATTAROY, WA 99003-9506
Document Number	0007490911
Instrument Date	May 15, 2026
Instrument	20267490911
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12320 E STALEY RD, CHATTAROY, WA 99003-9506

Mortgage

Document Number	0007490911,
Date	May 22, 2026
Instrument	20267490911

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 06, 2023
Property Address	12320 E STALEY RD, CHATTAROY, WA 99003-9506
Document Number	0007312355
Instrument Date	Oct 05, 2023
Instrument	7312355
Transaction Type	Transfer
Record Updated	Nov 01, 2023
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12320 E STALEY RD, CHATTAROY, WA 99003-9506

Mortgage

Document Number	0007312356
Date	Oct 06, 2023
Instrument	7312356

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,524.00 (+4.82%)	$430,090 (+10.52%) Land $122,890 Building $307,200	$430,090 (+10.52%) Land $122,890 Building $307,200
2025	$3,362.00 (+12.37%)	$389,140 (+3.95%) Land $179,740 Building $209,400	$389,140 (+3.95%) Land $179,740 Building $209,400
2024	$2,992.00 (+126.15%)	$374,340 (+26.36%) Land $179,740 Building $194,600	$374,340 (+26.36%) Land $179,740 Building $194,600
2023	$1,323.00 (+80.98%) Disabled Person's exemption Senior Citizen's exemption	$296,240 Land $98,540 Building $197,700	$296,240 Land $98,540 Building $197,700
2022	$731.00 Disabled Person's exemption Senior Citizen's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 36% of Washington
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Concept Communications	Fixed Wireless (unlicensed)	100 / 20
Northwest Fiber	Fixed Wireless (licensed-by-rule)	25 / 5

May also be available at this address: Lumen Technologies, Wired or Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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