12320 Cobblestone Ln, Rosemount, MN 55068 Property Records

Dakota County property record for 12320 Cobblestone Ln, Rosemount, MN 55068

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 5,743 sqft · built 1989
Lot Size5.09 acres (221,903 sqft)
Owner2 Individual Names on Record
Last Sale$890,000 (Apr 2021)
Tax Bill$13,478 (2025)
Deeds & MortgagesJun 2022 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-17100-01-020

Property Details

APN / Parcel Number

Primary APN34-17100-01-020

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area5,743 sqft Living Area
Gross Area6,607 sqft
1st Floor Area2,223 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area221,903 sqft (5.09 acres)
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address12320 COBBLESTONE LN
CityROSEMOUNT
StateMN
Zip55068-3500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHELSEA WOODS ESTATES 2 1
Legal SubdivisionCHELSEA WOODS ESTATES
Legal Block1
Legal Lot Number20
JurisdictionDAKOTA MN
Township / Civil DivisionROSEMOUNT
Census Block Group2
Census Block2056
Census Tract61003

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12320 COBBLESTONE LN, ROSEMOUNT, MN 55068-3500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Deed of Trust, Mortgage · Commercial Mortgage
TRUSTONE FINANCIAL CU
Apr 15, 2021Warranty Deed, Transfer · Conventional Mortgage
GOLDWATER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleMar 29, 2002 · Amount on Record
Deed Document Number20213455653
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address12320 COBBLESTONE LN, ROSEMOUNT, MN 55068-3500
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12320 COBBLESTONE LN, ROSEMOUNT, MN 55068-3500

Mortgage

Document Number0003545136
DateJun 17, 2022
Instrument3545136
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 28, 2042

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateApr 15, 2021
Property Address12320 COBBLESTONE LN, ROSEMOUNT, MN 55068-3500
Document Number0003455653
Instrument DateApr 13, 2021
Instrument3455653
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,937.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12320 COBBLESTONE LN, ROSEMOUNT, MN 55068-3500

Mortgage

Document Number0003455654
DateApr 15, 2021
Instrument3455654
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Mortgage

Document Number0003455655
DateApr 15, 2021
Instrument3455655
Lender
NameTRUSTONE FINANCIAL CREDIT UNION
TypeNon-Lending Institution
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 14, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityRosemount City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,478.00$1,073,200 Land $510,600 Building $562,600$1,073,200 Land $510,600 Building $562,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, GigFire.

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