1232 W Chestnut St, Centralia, WA 98531 Property Records

Lewis County property record for 1232 W Chestnut St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,542 sqft · built 1920
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Sep 2018)
Tax Bill	$2,458 (2024)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Sep 2018 Sale & Mortgage
APN	`002404-001-000`

Property Details

APN / Parcel Number

Primary APN	`002404-001-000`
Alternative APNs	`2208207` `12257`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	240 sqft
Deck Area	276 sqft
Lean-To	432 sqft
Utility Building	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2208207
Street Address	1232 W CHESTNUT ST
City	CENTRALIA
State	WA
Zip	98531-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 07 TOWNSHIP 14N RANGE 02W LOTS 1 THRU 4 BLOCK 13 NORTHERN PACIFIC ADD
Legal Range	02W
Legal Township	14N
Legal Section	07
Legal Subdivision	NORTHERN PACIFIC ADD
Legal Block	13
Legal Lot Number	1-4
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	2
Census Block	2013
Census Tract	970600

Owner

1232 W Chestnut St is owned and occupied by an individual who bought it in September 2018.

Source: Lewis County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1232 W CHESTNUT ST, CENTRALIA, WA 98531-1146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MASTER SERVICE CORP
Sep 27, 2018	Warranty Deed, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Apr 30, 2007 · Amount on File
Deed Document Number	20183491344
Prior Transfer Date	Apr 17, 2006
Prior Transfer Doc	0003249269
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	1232 W CHESTNUT ST, CENTRALIA, WA 98531-1146
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 W CHESTNUT ST, CENTRALIA, WA 98531-1146

Mortgage

Document Number	0003561729
Date	Sep 30, 2021
Instrument	3561729

Lender

Name	MORTGAGE MASTER SERVICE CORP
Type	Mortgage Company
Address	KENT, WA 98032

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	947 Months
Due	Aug 11, 2100

Interest

Rate Type	Adjustable Rate
Rate	1.57%
Change Frequency	Monthly
Index	1-Year CMT

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Sep 27, 2018
Property Address	1232 W CHESTNUT ST, CENTRALIA, WA 98531-1146
Document Number	0003491344
Instrument Date	Sep 12, 2018
Instrument	3491344
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	RAINIER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,081.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 W CHESTNUT ST, CENTRALIA, WA 98531-1146

Mortgage

Document Number	0003491345
Date	Sep 27, 2018
Instrument	3491345

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,600 (-) Land $72,000 Building $302,600	$374,600 (-) Land $72,000 Building $302,600
2024	$2,458.00 (-4.21%)	$374,600 Land $72,000 Building $302,600	$374,600 Land $72,000 Building $302,600
2023	$2,566.00
2022		$312,900 Land $72,000 Building $240,900	$312,900 Land $72,000 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1232 W Chestnut St; there have been 110 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	110 (1980–2022)
Claims Outside the SFHA	13 of 110
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 50 claims High Winds, Severe Storms And Flooding, Feb 1996 · 43 claims Severe Storms & Flooding, Nov 1990 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1232 W Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: T-Mobile, Verizon.

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