1232 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1232 State St, Schenectady, NY 12304

Property Summary

Property Type	Apartments (5+ Units)
Details	4,474 sqft · built 1984
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Jul 2023)
Tax Bill	$11,859 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 49.59-2-10`

Property Details

APN / Parcel Number

Primary APN	`421500 49.59-2-10`
Alternative APN	`150004905900020100000000`

Interior

Units	8 Units
Stories	2 Stories
Building Area	4,474 sqft Gross Area
Basement Area	2,237 sqft
Unfinished Basement	2,237 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Porch	Slab
Porch Area	588 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1232 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-2624
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	05 - COMME
Legal Description	2 WOOD
Legal Subdivision	EAST AVENUE PLACE
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1006
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	488 BROADWAY, 213, ALBANY, NY 12207-2906
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL INVESTMENTS LLC
Feb 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Feb 24, 2016 · Amount on Record
Deed Document Number	202339761
Deed Book / Page	2111 / 718
Prior Transfer Date	Jul 7, 2014
Prior Transfer Doc	0000041668
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 12, 2023
Property Address	1232 STATE ST, SCHENECTADY, NY 12304-2624
Document Number	0000039761
Book / Page	2111 / 718
Instrument Date	Jun 28, 2023
Instrument	202339761
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	BENNETT TITLE & ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1232 STATE ST, SCHENECTADY, NY 12304-2624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 BROADWAY APT 312, 312, ALBANY, NY 12207-2920

Mortgage

Document Number	0000039762
Date	Jul 12, 2023
Instrument	202339762

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 18, 2021
Property Address	1232 STATE ST, SCHENECTADY, NY 12304-2624
Document Number	0000006463
Book / Page	2052 / 443
Instrument Date	Jun 4, 2020
Instrument	202106463
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1039 E 84TH ST, BROOKLYN, NY 11236-4227

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,859.00 (+1.6%)
2025	$11,672.00 (+11.16%)	$148,300 (-) Land $18,600 Building $129,700	$245,570 (+30.82%) Land $30,800 Building $214,770
2023		$148,300 (-) Land $18,600 Building $129,700	$187,722 (+3.8%) Land $23,544 Building $164,178
2022		$148,300 Land $18,600 Building $129,700	$180,854 Land $22,683 Building $158,171
2021	$10,500.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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